FISI
Financial Institutions Inc
NASDAQ: FISI · FINANCIAL SERVICES · BANKS - REGIONAL
$34.07
+0.12% today
Updated 2026-04-30
Market cap
$663.62M
P/E ratio
8.78
P/S ratio
2.77x
EPS (TTM)
$3.84
Dividend yield
3.66%
52W range
$24 – $36
Volume
0.1M
Financial Institutions Inc (FISI) Earnings
Quarterly earnings history, analyst estimates, and stock price reaction.
EPS beat streak
6 of 8
Last 8 quarters
Avg EPS surprise
+7.8%
Last 4 quarters
Revenue YoY growth
+1.3%
Most recent quarter
EPS YoY growth
+28.4%
Most recent quarter
Earnings surprise history (last 12 quarters)
Beat estimate Missed estimate
Quarterly EPS and revenue trend
Quarterly revenue EPS (diluted)
How the stock reacts to earnings
Avg 1-day reaction
-0.4%
Last 3 reports
Positive reaction rate
33%
1 of 3 quarters
Largest single-day move
+3.0%
2026-01-29
| Report date | EPS actual | Surprise | Close before | Close after | 1-day reaction |
|---|---|---|---|---|---|
| 2026-04-29 | $1.04 | +14.3% | $35.00 | $34.07 | -2.7% |
| 2026-01-29 | $0.96 | +2.1% | $31.97 | $32.94 | +3.0% |
| 2025-10-30 | $0.99 | +12.5% | $28.92 | $28.43 | -1.7% |
Quarterly earnings history
| Fiscal quarter ending | EPS estimate | EPS actual | Surprise | Revenue | YoY revenue |
|---|---|---|---|---|---|
| 2026-03-31 | $0.91 | $1.04 | +14.3% | $92.24M | +1.3% |
| 2025-12-31 | $0.94 | $0.96 | +2.1% | $96.56M | -802.0% |
| 2025-09-30 | $0.88 | $0.99 | +12.5% | $96.25M | +10.7% |
| 2025-06-30 | $0.83 | $0.85 | +2.4% | $93.18M | -8.6% |
| 2025-03-31 | $0.74 | $0.81 | +9.5% | $91.01M | +2.3% |
| 2024-12-31 | $0.56 | $0.54 | -3.6% | $-13.75M | -115.1% |
| 2024-09-30 | $0.76 | $0.84 | +10.5% | $86.95M | +2.5% |
| 2024-06-30 | $2.01 | $1.62 | -19.4% | $102.00M | +24.2% |
| 2024-03-31 | $0.59 | $0.11 | -81.4% | $88.97M | — |
| 2023-12-31 | $0.71 | $0.84 | +18.3% | $91.24M | — |
| 2023-09-30 | $0.83 | $0.88 | +6.0% | $84.80M | — |
| 2023-06-30 | $0.75 | $0.91 | +21.3% | $82.11M | — |
Frequently asked questions
Has Financial Institutions Inc beaten earnings estimates?
Financial Institutions Inc has beaten Wall Street EPS estimates in 6 of its last 8 quarterly reports, with an average EPS surprise of +7.8% over the last 4 quarters.
How does FISI stock react to earnings?
FISI stock has moved an average of -0.4% in the trading day following earnings over its last 3 reports, with positive reactions in 33% of those quarters.
What is Financial Institutions Inc's revenue growth rate?
Financial Institutions Inc reported year-over-year revenue growth of +1.3% in its most recent quarter, with EPS growing +28.4% year-over-year.