Figure Technology Solutions, Inc. Class A Common Stock (FIGR) Stock Analysis — PE Ratio, PS Ratio, Intrinsic Value & 2030 Price Target
Figure Technology Solutions, Inc. Class A Common Stock stock (FIGR) is currently trading at $31.21. Figure Technology Solutions, Inc. Class A Common Stock PE ratio is 75.57. Figure Technology Solutions, Inc. Class A Common Stock PS ratio (Price-to-Sales) is 16.65. Analyst consensus price target for FIGR is $55.00. WallStSmart rates FIGR as Hold.
- FIGR PE ratio analysis and historical PE chart
- FIGR PS ratio (Price-to-Sales) history and trend
- FIGR intrinsic value — DCF, Graham Number, EPV models
- FIGR stock price prediction 2025 2026 2027 2028 2029 2030
- FIGR fair value vs current price
- FIGR insider transactions and insider buying
- Is FIGR undervalued or overvalued?
- Figure Technology Solutions, Inc. Class A Common Stock financial analysis — revenue, earnings, cash flow
- FIGR Piotroski F-Score and Altman Z-Score
- FIGR analyst price target and Smart Rating
Figure Technology Solutions, Inc.
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FIGR Intrinsic Value Analysis for Value Investors
Benjamin Graham Formula · Figure Technology Solutions, Inc. Class A Common Stock (FIGR)
FIGR trades 72% above its Graham fair value of $20.59, indicating the stock may be overvalued at current levels.
Based on Benjamin Graham Formula. Growth rate capped at 25%. For informational purposes only. Not financial advice.
Smart Analysis
Figure Technology Solutions, Inc. Class A Common Stock (FIGR) · 9 metrics scored
Smart Score
Category Performance
WallStSmart pulls financial metrics like revenue growth, profit margins, and valuation ratios and scores each one from 0 to 10 based on how strong or weak it is. Those 10 scores are grouped into 4 categories: Growth, Profitability, Valuation, and Quality — which form the 4 axes of the spider chart you see. The categories are then combined into a final score out of 100, but not equally. Growth and Profitability together count for 60% of the total, because a fast-growing profitable business matters more than just a cheap one. That final number maps to a rating (Strong Buy, Buy, Hold, Avoid) and a letter grade, giving you one clear Stock Rating.
Investment Thesis
Strong fundamentals in revenue growth, eps growth, profit margin. Concerns around price/sales and price/book. Fundamentals are solid but monitor weak areas for improvement.
Figure Technology Solutions, Inc. Class A Common Stock (FIGR) Key Strengths (6)
Revenue surging 99.10% year-over-year
Earnings per share surging 277.80% year-over-year
Keeps $31 of every $100 in revenue as net profit
56.30% held by institutions, strong professional interest
Mid-cap company balancing growth potential with stability
Solid profitability: $17 profit per $100 equity
Supporting Valuation Data
Figure Technology Solutions, Inc. Class A Common Stock (FIGR) Areas to Watch (3)
Very expensive at 16.6x annual revenue
Very expensive at 6.0x book value
Thin operating margins with cost pressures present
Supporting Valuation Data
Figure Technology Solutions, Inc. Class A Common Stock (FIGR) Detailed Analysis Report
Overall Assessment
This company scores 57/100 in our Smart Analysis, earning a C grade. Out of 9 metrics analyzed, 6 register as strengths (avg 8.7/10) while 3 fall into concern territory (avg 2.7/10). The category breakdown reveals uneven performance, with some areas requiring attention.
The Bull Case
The strongest argument centers on Revenue Growth, EPS Growth, Profit Margin. Profitability is solid with Return on Equity at 16.80%, Profit Margin at 31.00%. Growth metrics are encouraging with Revenue Growth at 99.10%, EPS Growth at 277.80%.
The Bear Case
The primary concerns are Price/Sales, Price/Book, Operating Margin. Some valuation metrics including Price/Sales (16.65), Price/Book (6.04) suggest expensive pricing. Profitability pressure is visible in Operating Margin at 13.10%.
Key Dynamics to Monitor
Three factors to monitor going forward. First, whether Price/Sales improves, as this is the primary drag on the overall score. Second, margin trajectory, with Return on Equity at 16.80% currently healthy but needing to be sustained. Third, growth sustainability, with Revenue Growth at 99.10% strong but requiring continuation.
Risk Considerations
Based on the metric profile, this is a moderate-to-high risk investment. The weight of evidence leans positive, with more strengths than concerns. Investors should size positions according to their risk tolerance and maintain diversification.
Bottom Line
Mixed fundamentals with both positives (Revenue Growth, EPS Growth) and negatives (Price/Sales, Price/Book). A cautious approach is warranted. Monitor for improvement in weak areas before increasing conviction.
Disclaimer: Smart Analysis is a scoring system developed by WallStSmart Team. Scores update daily using multi-model valuation framework. Always conduct your own research and consult with financial advisors before making investment decisions.
FIGR Price-to-Sales(PS) Ratio Chart
Historical valuation based on market cap ÷ trailing 12-month revenue
FIGR's Price-to-Sales ratio of 16.65x trades 20% below its historical average of 20.76x (23th percentile). The current valuation is 54% below its historical high of 36.23x set in Jan 2026, and 32% above its historical low of 12.63x in Mar 2026. Over the past 12 months, the PS ratio has compressed from ~25.0x as trailing revenue scaled faster than the stock price.
WallStSmart Analysis Synopsis
Data-driven financial summary for Figure Technology Solutions, Inc. Class A Common Stock (FIGR) · FINANCIAL SERVICES › CAPITAL MARKETS
The Big Picture
Figure Technology Solutions, Inc. Class A Common Stock is a strong growth company balancing expansion with improving profitability. Revenue reached 432M with 99% growth year-over-year. Profit margins are strong at 31.0%, reflecting pricing power and operational efficiency.
Key Findings
Revenue growing at 99% YoY, reaching 432M. This pace significantly outperforms most CAPITAL MARKETS peers.
Free cash flow is -2.1B, meaning the company is burning cash. This may be acceptable for high-growth companies investing heavily.
What to Watch Next
Growth sustainability: can Figure Technology Solutions, Inc. Class A Common Stock maintain 99%+ revenue growth, or will competition slow it down?
Valuation compression risk at a P/E of 75.6x. Any growth miss could trigger a sharp correction.
Sector dynamics: monitor CAPITAL MARKETS industry trends, competitive moves, and regulatory changes that could impact Figure Technology Solutions, Inc. Class A Common Stock.
Bottom Line
Figure Technology Solutions, Inc. Class A Common Stock offers an attractive blend of growth (99% revenue expansion) and improving fundamentals. The company is transitioning from pure growth to profitable growth, a critical inflection point. Watch for sustained margin expansion as the key signal.
This synopsis is generated from publicly available financial data. It is not financial advice. Always conduct your own research and consult a qualified financial advisor before making investment decisions.
Insider Transactions
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About Figure Technology Solutions, Inc. Class A Common Stock(FIGR)
NASDAQ
FINANCIAL SERVICES
CAPITAL MARKETS
USA
Figure Technology Solutions, Inc. develops and operates a blockchain-based consumer lending platform. The company is headquartered in Reno, Nevada.