WallStSmart
FFBC

First Financial Bancorp

NASDAQ: FFBC · FINANCIAL SERVICES · BANKS - REGIONAL

$30.11
+1.02% today

Updated 2026-06-05

Market cap
$3.39B
P/E ratio
11.41
P/S ratio
3.70x
EPS (TTM)
$2.83
Dividend yield
3.12%
52W range
$22 – $32
Volume
0.9M

WallStSmart proprietary scores

83
out of 100
Grade: A
Strong Buy
Investment rating
9.3
Growth
A+
4.0
Quality
C
7.5
Profitability
B+
7.0
Valuation
B+
3/9
Piotroski F-Score
Weak
-0.4
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →199 stocks currently score above 75

Price targets

Analyst target
$33.43
+11.03%
12-Month target
$26.03
-13.55%
Intrinsic (DCF)
Margin of safety
1 Strong Buy2 Buy4 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 30.40% — above average
+ Free cash flow $535.46M — positive
+ Revenue growth 32.30% QoQ
+ Debt/equity 0.32x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Altman Z -0.41 — distress zone

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$774.65M$1.12B$1.23B$1.26B$917.19M
Net income$217.61M$255.86M$228.83M$255.60M$74.44M
EPS$2.83
Free cash flow$157.59M$462.83M$241.08M$317.10M$535.46M
Profit margin28.09%22.94%18.67%20.30%30.40%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
FFBC$3.39B839.37.57.04.0Exceptional Buy
BRK-B$1.07T626.76.55.08.0Buy
BRK-A$1.07T616.76.55.07.0Buy
JPM$855.84B738.08.05.73.0Strong Buy
V$615.82B748.710.05.75.5Strong Buy
MA$433.52B708.010.05.05.5Strong Buy

Smart narrative

First Financial Bancorp trades at $30.11. representing a P/E of 11.41x trailing earnings. Our Smart Value Score of 83/100 indicates the stock is excellent. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of -0.41, it sits in the distress. TTM revenue stands at $917.19M. with profit margins at 30.40%.

Frequently asked questions

What is First Financial Bancorp's stock price?

First Financial Bancorp (FFBC) trades at $30.11, on a P/E of 11.4x and a P/S of 3.7x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is First Financial Bancorp overvalued?

First Financial Bancorp carries a Smart Value Score of 83/100 (Grade A), which we rate Strong Buy. That score blends growth, quality, and valuation into one read.

What is the price target of First Financial Bancorp (FFBC)?

The 12-month analyst consensus target is $33.43, about 11.0% above the current $30.11. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is First Financial Bancorp's revenue?

First Financial Bancorp's trailing twelve-month revenue is $917.19M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

First Financial Bancorp's Altman Z-Score is -0.41, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio3.70x
ROE9.48%
Beta0.95
50D MA$30.14
200D MA$27.29
Shares out0.10B
Float0.10B
Short ratio
Avg volume0.9M

Performance

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