WallStSmart
FCF

First Commonwealth Financial

NYSE: FCF · FINANCIAL SERVICES · BANKS - REGIONAL

$18.37
-2.70% today

Updated 2026-04-29

Market cap
$1.88B
P/E ratio
12.09
P/S ratio
3.79x
EPS (TTM)
$1.52
Dividend yield
2.15%
52W range
$15 – $19
Volume
1.0M

WallStSmart proprietary scores

72
out of 100
Grade: B
Buy
Investment rating
6.7
Growth
B
5.8
Quality
C+
7.5
Profitability
B+
6.3
Valuation
B
4/9
Piotroski F-Score
Moderate
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$20.67
+12.52%
12-Month target
$21.23
+15.57%
Intrinsic (DCF)
Margin of safety
3 Strong Buy1 Buy2 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Profit margin 31.70% — above average
+ Free cash flow $36.24M — positive
+ Debt/equity 0.26x — low leverage
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$428.66M$626.61M$699.69M$729.44M$495.72M
Net income$128.18M$157.06M$142.57M$152.30M$37.55M
EPS$1.52
Free cash flow$140.21M$128.72M$113.92M$171.36M$36.24M
Profit margin29.90%25.07%20.38%20.88%31.70%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
FCF$1.88B726.77.56.35.8Strong Buy
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.02T513.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$444.77B708.010.04.36.0Strong Buy

Smart narrative

First Commonwealth Financial trades at $18.37. representing a P/E of 12.09x trailing earnings. Our Smart Value Score of 72/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. TTM revenue stands at $495.72M. with profit margins at 31.70%.

Frequently asked questions

What is First Commonwealth Financial's stock price?
First Commonwealth Financial (FCF) trades at $18.37.
Is First Commonwealth Financial overvalued?
Smart Value Score 72/100 (Grade B, Buy).
What is the price target of First Commonwealth Financial (FCF)?
The analyst target price is $20.67, representing +12.5% upside from the current price of $18.37.
What is First Commonwealth Financial's revenue?
TTM revenue is $495.72M.
Piotroski F-Score?
4/9 — moderate financial health.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio3.79x
ROE10.50%
Beta0.75
50D MA$17.86
200D MA$17.17
Shares out0.10B
Float0.10B
Short ratio
Avg volume1.0M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years