FBP
First BanCorp.
NYSE: FBP · FINANCIAL SERVICES · BANKS - REGIONAL
$23.73
+0.08% today
Updated 2026-06-05
Market cap
$3.94B
P/E ratio
11.33
P/S ratio
4.23x
EPS (TTM)
$2.25
Dividend yield
2.96%
52W range
$19 – $26
Volume
1.3M
WallStSmart proprietary scores
66
out of 100
Grade: B
Buy
Investment rating
6.7
Growth
B7.0
Quality
B+8.0
Profitability
A5.7
Valuation
C+7/9
Piotroski F-Score
Strong
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$26.00
+9.57%
12-Month target
$21.07
-11.21%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy4 Buy2 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Piotroski 7/9 — strong financial health
+ Profit margin 38.20% — above average
+ Free cash flow $109.67M — positive
+ Debt/equity 0.15x — low leverage
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $953.89M | $1.12B | $1.19B | $1.26B | $932.90M |
| Net income | $305.07M | $302.86M | $298.72M | $344.87M | $88.78M |
| EPS | — | — | — | — | $2.25 |
| Free cash flow | $420.03M | $340.36M | $394.14M | $434.03M | $109.67M |
| Profit margin | 31.98% | 26.96% | 25.04% | 27.45% | 38.20% |
Peer comparison
Smart narrative
First BanCorp. trades at $23.73. representing a P/E of 11.33x trailing earnings. Our Smart Value Score of 66/100 indicates the stock is good. The company scores 7/9 on the Piotroski F-Score. TTM revenue stands at $932.90M. with profit margins at 38.20%.
Frequently asked questions
What is First BanCorp.'s stock price?
First BanCorp. (FBP) trades at $23.73, on a P/E of 11.3x and a P/S of 4.2x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is First BanCorp. overvalued?
First BanCorp. carries a Smart Value Score of 66/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.
What is the price target of First BanCorp. (FBP)?
The 12-month analyst consensus target is $26.00, about 9.6% above the current $23.73. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is First BanCorp.'s revenue?
First BanCorp.'s trailing twelve-month revenue is $932.90M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio4.23x
ROE19.00%
Beta0.83
50D MA$23.72
200D MA$21.84
Shares out0.15B
Float0.15B
Short ratio—
Avg volume1.3M
Performance
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