FBNC
First Bancorp
NASDAQ: FBNC · FINANCIAL SERVICES · BANKS - REGIONAL
$58.47
-0.66% today
Updated 2026-05-11
Market cap
$2.42B
P/E ratio
19.96
P/S ratio
6.15x
EPS (TTM)
$2.93
Dividend yield
1.58%
52W range
$39 – $62
Volume
0.2M
WallStSmart proprietary scores
71
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+5.0
Quality
C+7.0
Profitability
B+5.0
Valuation
C+4/9
Piotroski F-Score
Moderate
-0.4
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →198 stocks currently score above 75
Price targets
Analyst target
$66.50
+13.73%
12-Month target
$69.71
+19.22%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy2 Buy1 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 30.80% — above average
+ Revenue growth 13.90% QoQ
+ Debt/equity 0.05x — low leverage
Risks
- Altman Z -0.42 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $407.66M | $541.11M | $530.81M | $543.12M | $393.33M |
| Net income | $146.94M | $104.13M | $76.22M | $111.05M | $46.66M |
| EPS | — | — | — | — | $2.93 |
| Free cash flow | $225.37M | $126.97M | $172.12M | $198.89M | — |
| Profit margin | 36.04% | 19.24% | 14.36% | 20.45% | 30.80% |
Peer comparison
Smart narrative
First Bancorp trades at $58.47. representing a P/E of 19.96x trailing earnings. Our Smart Value Score of 71/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of -0.42, it sits in the distress. TTM revenue stands at $393.33M. with profit margins at 30.80%.
Frequently asked questions
What is First Bancorp's stock price?
First Bancorp (FBNC) trades at $58.47.
Is First Bancorp overvalued?
Smart Value Score 71/100 (Grade B, Buy).
What is the price target of First Bancorp (FBNC)?
The analyst target price is $66.50, representing +13.7% upside from the current price of $58.47.
What is First Bancorp's revenue?
TTM revenue is $393.33M.
Piotroski F-Score?
4/9 — moderate financial health.
Altman Z-Score?
-0.42 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio6.15x
ROE7.60%
Beta0.83
50D MA$56.85
200D MA$54.12
Shares out0.04B
Float0.04B
Short ratio—
Avg volume0.2M
Performance
1 week—
1 month—
3 months—
YTD—
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3 years—
5 years—