FBIZ
First Business Financial Services
NASDAQ: FBIZ · FINANCIAL SERVICES · BANKS - REGIONAL
$72.76
+0.68% today
Updated 2026-09-11
Market cap
$584.11M
P/E ratio
10.66
P/S ratio
3.45x
EPS (TTM)
$6.55
Dividend yield
1.80%
52W range
$45 – $73
Volume
0.1M
WallStSmart proprietary scores
80
out of 100
Grade: A
Strong Buy
Investment rating
9.3
Growth
A+6.0
Quality
B7.5
Profitability
B+7.0
Valuation
B+6/9
Piotroski F-Score
Moderate
0.3
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →251 stocks currently score above 75
Price targets
Analyst target
$79.20
+8.85%
12-Month target
$49.13
-32.48%
Intrinsic (DCF)
—
Margin of safety
—
3 Strong Buy2 Buy0 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 32.80% — above average
+ Free cash flow $43.63M — positive
+ Revenue growth 16.50% QoQ
Risks
- Altman Z 0.26 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $150.80M | $89.23M | $262.38M | $279.25M | $169.43M |
| Net income | $40.86M | $17.32M | $44.24M | $50.32M | $15.58M |
| EPS | — | — | — | — | $6.55 |
| Free cash flow | $35.42M | $50.50M | $57.27M | $61.10M | $43.63M |
| Profit margin | 27.09% | 19.41% | 16.86% | 18.02% | 32.80% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-08-27 | CHANDLER, JODI A | Sale | 675 | $70.19 |
| 2026-08-16 | FERRIS, SCOTT M. | Buy | 575 | — |
| 2026-05-16 | SEILER, DAVID R. | Buy | 3,815 | — |
Peer comparison
Smart narrative
First Business Financial Services trades at $72.76. representing a P/E of 10.66x trailing earnings. Our Smart Value Score of 80/100 indicates the stock is excellent. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of 0.26, it sits in the distress. TTM revenue stands at $169.43M. with profit margins at 32.80%.
Frequently asked questions
What is First Business Financial Services's stock price?
First Business Financial Services (FBIZ) trades at $72.76, on a P/E of 10.7x and a P/S of 3.4x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is First Business Financial Services overvalued?
First Business Financial Services carries a Smart Value Score of 80/100 (Grade A), which we rate Strong Buy. That score blends growth, quality, and valuation into one read.
What is the price target of First Business Financial Services (FBIZ)?
The 12-month analyst consensus target is $79.20, about 8.9% above the current $72.76. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is First Business Financial Services's revenue?
First Business Financial Services's trailing twelve-month revenue is $169.43M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
First Business Financial Services's Altman Z-Score is 0.26, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio3.45x
ROE14.04%
Beta0.65
50D MA$67.27
200D MA$58.73
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
1 week-0.77%
1 month+2.02%
3 months+19.22%
YTD+33.09%
1 year—
3 years—
5 years—