WallStSmart
EXFY

Expensify Inc

NASDAQ: EXFY · TECHNOLOGY · SOFTWARE - APPLICATION

$1.02
-2.86% today

Updated 2026-04-30

Market cap
$93.33M
P/E ratio
P/S ratio
0.66x
EPS (TTM)
$-0.23
Dividend yield
52W range
$1 – $3
Volume
0.9M

WallStSmart proprietary scores

42
out of 100
Grade: D
Sell
Investment rating
4.7
Growth
C
5.0
Quality
C+
2.0
Profitability
F
6.7
Valuation
B
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →200 stocks currently score above 75

Price targets

Analyst target
$1.38
+34.80%
12-Month target
Intrinsic (DCF)
$6.62
Margin of safety
+80.82%
0 Strong Buy0 Buy3 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Free cash flow $1.70M — positive
+ 80.82% below intrinsic value
Risks
- Thin margins at -15.00%
- Revenue declining -4.90% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$169.50M$150.69M$139.24M$142.10M$142.10M
Net income$-27.01M$-41.46M$-10.05M$-21.39M$-7.12M
EPS$-0.23
Free cash flow$30.67M$-5.74M$16.25M$20.07M$1.70M
Profit margin-15.93%-27.51%-7.22%-15.05%-15.00%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
EXFY$93.33M424.72.06.75.0+80.82%Hold
NVDA$5.06T7910.010.05.78.5Strong Buy
AAPL$3.98T656.710.04.35.5Buy
MSFT$3.16T748.79.54.76.5-85.32%Strong Buy
TSM$2.09T849.310.06.79.0+72.43%Exceptional Buy
AVGO$2.00T789.39.55.06.5Strong Buy

Smart narrative

Expensify Inc trades at $1.02. Our Smart Value Score of 42/100 indicates the stock is fair. TTM revenue stands at $142.10M. with profit margins at -15.00%. Our DCF model estimates intrinsic value at $6.62.

Frequently asked questions

What is Expensify Inc's stock price?
Expensify Inc (EXFY) trades at $1.02.
Is Expensify Inc overvalued?
Smart Value Score 42/100 (Grade D, Sell). DCF value $6.62.
What is the price target of Expensify Inc (EXFY)?
The analyst target price is $1.38, representing +34.8% upside from the current price of $1.02.
What is the intrinsic value of Expensify Inc (EXFY)?
Based on our DCF model, intrinsic value is $6.62, a +80.8% margin of safety versus $1.02.
What is Expensify Inc's revenue?
TTM revenue is $142.10M.

Company info

SectorTECHNOLOGY
IndustrySOFTWARE - APPLICATION
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio0.66x
ROE-16.40%
Beta1.70
50D MA$0.94
200D MA$1.52
Shares out0.09B
Float0.06B
Short ratio
Avg volume0.9M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years