WallStSmart
ESNT

Essent Group Ltd

NYSE: ESNT · FINANCIAL SERVICES · INSURANCE - SPECIALTY

$61.41
+2.06% today

Updated 2026-05-06

Market cap
$5.64B
P/E ratio
8.70
P/S ratio
4.48x
EPS (TTM)
$6.90
Dividend yield
2.05%
52W range
$54 – $67
Volume
0.7M

WallStSmart proprietary scores

67
out of 100
Grade: B
Buy
Investment rating
4.0
Growth
C
5.3
Quality
C+
8.0
Profitability
A
7.7
Valuation
B+
2/9
Piotroski F-Score
Weak
3.7
Altman Z-Score
Safe zone
Industry rank
View all highly rated stocks (75+) →197 stocks currently score above 75

Price targets

Analyst target
$67.81
+10.42%
12-Month target
$57.41
-6.51%
Intrinsic (DCF)
Margin of safety
0 Strong Buy3 Buy5 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Altman Z 3.68 — safe zone
+ Profit margin 54.70% — above average
+ Free cash flow $227.95M — positive
Risks
- Piotroski 2/9 — weak financial health
- Revenue declining -0.80% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$1.02B$1.13B$1.27B$1.26B$1.26B
Net income$831.35M$696.39M$729.40M$689.97M$154.98M
EPS$6.90
Free cash flow$584.84M$759.00M$854.77M$848.69M$227.95M
Profit margin81.64%61.57%57.56%54.72%54.70%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
ESNT$5.64B674.08.07.75.3Strong Buy
BRK-A$1.02T596.76.55.08.5Buy
BRK-B$1.02T626.76.55.08.0Buy
JPM$824.35B738.08.05.75.5Strong Buy
V$623.83B728.710.05.05.5Strong Buy
MA$445.98B708.010.05.06.0Strong Buy

Smart narrative

Essent Group Ltd trades at $61.41. representing a P/E of 8.70x trailing earnings. Our Smart Value Score of 67/100 indicates the stock is good. The company scores 2/9 on the Piotroski F-Score. With an Altman Z-Score of 3.68, it sits in the safe zone. TTM revenue stands at $1.26B. with profit margins at 54.70%.

Frequently asked questions

What is Essent Group Ltd's stock price?
Essent Group Ltd (ESNT) trades at $61.41.
Is Essent Group Ltd overvalued?
Smart Value Score 67/100 (Grade B, Buy).
What is the price target of Essent Group Ltd (ESNT)?
The analyst target price is $67.81, representing +10.4% upside from the current price of $61.41.
What is Essent Group Ltd's revenue?
TTM revenue is $1.26B.
Piotroski F-Score?
2/9 — weak financial health.
Altman Z-Score?
3.68 — safe zone.

Company info

SectorFINANCIAL SERVICES
IndustryINSURANCE - SPECIALTY
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio4.48x
ROE12.10%
Beta0.87
50D MA$60.09
200D MA$61.49
Shares out0.09B
Float0.09B
Short ratio
Avg volume0.7M

Performance

1 week
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YTD
1 year
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