ECPG
Encore Capital Group Inc
NASDAQ: ECPG · FINANCIAL SERVICES · CREDIT SERVICES
$82.77
+1.03% today
Updated 2026-04-30
Market cap
$1.75B
P/E ratio
7.51
P/S ratio
0.99x
EPS (TTM)
$10.91
Dividend yield
—
52W range
$32 – $85
Volume
0.3M
WallStSmart proprietary scores
90
out of 100
Grade: A+
Strong Buy
Investment rating
8.7
Growth
A5.0
Quality
C+8.0
Profitability
A8.3
Valuation
A—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$96.67
+16.79%
12-Month target
$88.62
+7.07%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy2 Buy1 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ ROE 29.40% — strong efficiency
+ Free cash flow $9.88M — positive
+ Revenue growth 78.30% QoQ
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.40B | $1.22B | $1.32B | $1.76B | $1.77B |
| Net income | $194.56M | $-206.49M | $-139.24M | $256.83M | $76.66M |
| EPS | — | — | — | — | $10.91 |
| Free cash flow | $134.12M | $101.28M | $127.16M | $126.93M | $9.88M |
| Profit margin | 13.91% | -16.89% | -10.58% | 14.57% | 14.50% |
Peer comparison
Smart narrative
Encore Capital Group Inc trades at $82.77. representing a P/E of 7.51x trailing earnings. Our Smart Value Score of 90/100 indicates the stock is excellent. TTM revenue stands at $1.77B. with profit margins at 14.50%.
Frequently asked questions
What is Encore Capital Group Inc's stock price?
Encore Capital Group Inc (ECPG) trades at $82.77.
Is Encore Capital Group Inc overvalued?
Smart Value Score 90/100 (Grade A+, Strong Buy).
What is the price target of Encore Capital Group Inc (ECPG)?
The analyst target price is $96.67, representing +16.8% upside from the current price of $82.77.
What is Encore Capital Group Inc's revenue?
TTM revenue is $1.77B.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio0.99x
ROE29.40%
Beta1.27
50D MA$71.68
200D MA$53.38
Shares out0.02B
Float0.02B
Short ratio—
Avg volume0.3M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
3 years—
5 years—