WallStSmart
ECPG

Encore Capital Group Inc

NASDAQ: ECPG · FINANCIAL SERVICES · CREDIT SERVICES

$82.77
+1.03% today

Updated 2026-04-30

Market cap
$1.75B
P/E ratio
7.51
P/S ratio
0.99x
EPS (TTM)
$10.91
Dividend yield
52W range
$32 – $85
Volume
0.3M

WallStSmart proprietary scores

90
out of 100
Grade: A+
Strong Buy
Investment rating
8.7
Growth
A
5.0
Quality
C+
8.0
Profitability
A
8.3
Valuation
A
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$96.67
+16.79%
12-Month target
$88.62
+7.07%
Intrinsic (DCF)
Margin of safety
1 Strong Buy2 Buy1 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ ROE 29.40% — strong efficiency
+ Free cash flow $9.88M — positive
+ Revenue growth 78.30% QoQ
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$1.40B$1.22B$1.32B$1.76B$1.77B
Net income$194.56M$-206.49M$-139.24M$256.83M$76.66M
EPS$10.91
Free cash flow$134.12M$101.28M$127.16M$126.93M$9.88M
Profit margin13.91%-16.89%-10.58%14.57%14.50%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
ECPG$1.75B908.78.08.35.0Exceptional Buy
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.01T533.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$449.94B708.010.04.36.0Strong Buy

Smart narrative

Encore Capital Group Inc trades at $82.77. representing a P/E of 7.51x trailing earnings. Our Smart Value Score of 90/100 indicates the stock is excellent. TTM revenue stands at $1.77B. with profit margins at 14.50%.

Frequently asked questions

What is Encore Capital Group Inc's stock price?
Encore Capital Group Inc (ECPG) trades at $82.77.
Is Encore Capital Group Inc overvalued?
Smart Value Score 90/100 (Grade A+, Strong Buy).
What is the price target of Encore Capital Group Inc (ECPG)?
The analyst target price is $96.67, representing +16.8% upside from the current price of $82.77.
What is Encore Capital Group Inc's revenue?
TTM revenue is $1.77B.

Company info

SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio0.99x
ROE29.40%
Beta1.27
50D MA$71.68
200D MA$53.38
Shares out0.02B
Float0.02B
Short ratio
Avg volume0.3M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years