EBC
Eastern Bankshares Inc
NASDAQ: EBC · FINANCIAL SERVICES · BANKS - REGIONAL
$21.60
-0.30% today
Updated 2026-09-11
Market cap
$4.96B
P/E ratio
12.13
P/S ratio
4.52x
EPS (TTM)
$1.79
Dividend yield
2.48%
52W range
$16 – $24
Volume
2.3M
WallStSmart proprietary scores
59
out of 100
Grade: C+
Hold
Investment rating
6.0
Growth
B4.5
Quality
C7.5
Profitability
B+6.0
Valuation
B2/9
Piotroski F-Score
Weak
-0.7
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →251 stocks currently score above 75
Price targets
Analyst target
$25.12
+16.30%
12-Month target
$12.97
-39.95%
Intrinsic (DCF)
—
Margin of safety
—
2 Strong Buy4 Buy2 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Profit margin 34.30% — above average
+ Free cash flow $151.54M — positive
+ Revenue growth 27.60% QoQ
+ Debt/equity 0.09x — low leverage
Risks
- Piotroski 2/9 — weak financial health
- Altman Z -0.74 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $681.93M | $796.46M | $1.07B | $1.06B | $1.10B |
| Net income | $199.76M | $294.87M | $119.56M | $88.22M | $105.20M |
| EPS | — | — | — | — | $1.79 |
| Free cash flow | $221.31M | $253.55M | $270.68M | $412.99M | $151.54M |
| Profit margin | 29.29% | 37.02% | 11.17% | 8.34% | 34.30% |
Peer comparison
Smart narrative
Eastern Bankshares Inc trades at $21.60. representing a P/E of 12.13x trailing earnings. Our Smart Value Score of 59/100 indicates the stock is fair. The company scores 2/9 on the Piotroski F-Score. With an Altman Z-Score of -0.74, it sits in the distress. TTM revenue stands at $1.10B. with profit margins at 34.30%.
Frequently asked questions
What is Eastern Bankshares Inc's stock price?
Eastern Bankshares Inc (EBC) trades at $21.60, on a P/E of 12.1x and a P/S of 4.5x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Eastern Bankshares Inc overvalued?
Eastern Bankshares Inc carries a Smart Value Score of 59/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of Eastern Bankshares Inc (EBC)?
The 12-month analyst consensus target is $25.12, about 16.3% above the current $21.60. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Eastern Bankshares Inc's revenue?
Eastern Bankshares Inc's trailing twelve-month revenue is $1.10B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Eastern Bankshares Inc's Altman Z-Score is -0.74, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio4.52x
ROE8.66%
Beta0.67
50D MA$22.70
200D MA$20.59
Shares out0.23B
Float0.20B
Short ratio—
Avg volume2.3M
Performance
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