DGIC
Donegal Group A Inc
NASDAQ: DGICA · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
$16.82
-4.59% today
Updated 2026-04-30
Market cap
$656.06M
P/E ratio
8.13
P/S ratio
0.67x
EPS (TTM)
$2.18
Dividend yield
4.06%
52W range
$16 – $21
Volume
0.1M
WallStSmart proprietary scores
53
out of 100
Grade: C
Hold
Investment rating
2.7
Growth
F6.0
Quality
B5.5
Profitability
C+7.0
Valuation
B+3/9
Piotroski F-Score
Weak
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$19.75
+17.42%
12-Month target
$13.73
-18.37%
Intrinsic (DCF)
—
Margin of safety
—
0 Strong Buy1 Buy1 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Free cash flow $9.97M — positive
+ Debt/equity 0.05x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Revenue declining -3.90% QoQ
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $848.22M | $927.34M | $989.61M | $978.01M | $978.01M |
| Net income | $-1.96M | $4.43M | $50.86M | $79.34M | $17.19M |
| EPS | — | — | — | — | $2.18 |
| Free cash flow | $38.82M | $28.58M | $67.44M | $70.20M | $9.97M |
| Profit margin | -0.23% | 0.48% | 5.14% | 8.11% | 8.11% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-03 | DONEGAL, MUTUAL INSURANCE CO | Buy | 9,000 | $17.63 |
| 2026-03-03 | DELAMATER, WILLIAM DANIEL | Sale | 9,000 | $14.39 |
| 2026-03-03 | DELAMATER, WILLIAM DANIEL | Buy | 9,000 | $14.39 |
Peer comparison
Smart narrative
Donegal Group A Inc trades at $16.82. representing a P/E of 8.13x trailing earnings. Our Smart Value Score of 53/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. TTM revenue stands at $978.01M. with profit margins at 8.11%.
Frequently asked questions
What is Donegal Group A Inc's stock price?
Donegal Group A Inc (DGICA) trades at $16.82.
Is Donegal Group A Inc overvalued?
Smart Value Score 53/100 (Grade C, Hold).
What is the price target of Donegal Group A Inc (DGICA)?
The analyst target price is $19.75, representing +17.4% upside from the current price of $16.82.
What is the future stock price of DGICA by 2030?
Our revenue-driven model estimates Donegal Group A Inc could reach $23.86 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is Donegal Group A Inc's revenue?
TTM revenue is $978.01M.
Piotroski F-Score?
3/9 — weak financial health.
Company info
SectorFINANCIAL SERVICES
IndustryINSURANCE - PROPERTY & CASUALTY
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio0.67x
ROE13.40%
Beta0.02
50D MA$17.41
200D MA$18.58
Shares out0.03B
Float0.02B
Short ratio—
Avg volume0.1M
Performance
1 week+1.47%
1 month+4.77%
3 months-2.44%
YTD-9.91%
1 year—
3 years—
5 years—