DAVE
Dave Inc
NASDAQ: DAVE · TECHNOLOGY · SOFTWARE - APPLICATION
$322.69
-1.76% today
Updated 2026-10-28
Market cap
$4.69B
P/E ratio
23.69
P/S ratio
7.28x
EPS (TTM)
$15.51
Dividend yield
—
52W range
$152 – $458
Volume
0.3M
WallStSmart proprietary scores
58
out of 100
Grade: C+
Hold
Investment rating
6.7
Growth
B7.0
Quality
B+10.0
Profitability
A+5.0
Valuation
C+3/9
Piotroski F-Score
Weak
4.8
Altman Z-Score
Safe zone
—
Industry rank
—
View all highly rated stocks (75+) →270 stocks currently score above 75
Price targets
Analyst target
$445.07
+37.92%
12-Month target
$258.08
-20.02%
Intrinsic (DCF)
$155.57
Margin of safety
-9.02%
5 Strong Buy8 Buy2 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Altman Z 4.81 — safe zone
+ Profit margin 34.60% — above average
+ ROE 110.41% — strong efficiency
+ Free cash flow $68.15M — positive
+ Revenue growth 29.60% QoQ
Risks
- Piotroski 3/9 — weak financial health
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $204.84M | $259.09M | $347.08M | $554.18M | $643.65M |
| Net income | $-128.91M | $-48.52M | $57.87M | $195.87M | $6.69M |
| EPS | — | — | — | — | $15.51 |
| Free cash flow | $-54.20M | $25.17M | $124.88M | $289.71M | $68.15M |
| Profit margin | -62.93% | -18.73% | 16.67% | 35.34% | 34.60% |
Peer comparison
Smart narrative
Dave Inc trades at $322.69. representing a P/E of 23.69x trailing earnings. Our Smart Value Score of 58/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of 4.81, it sits in the safe zone. TTM revenue stands at $643.65M. with profit margins at 34.60%. Our DCF model estimates intrinsic value at $155.57.
Frequently asked questions
What is Dave Inc's stock price?
Dave Inc (DAVE) trades at $322.69, on a P/E of 23.7x and a P/S of 7.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Dave Inc overvalued?
Dave Inc carries a Smart Value Score of 58/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read. On valuation specifically, our conservative DCF puts intrinsic value at $155.57 against the $322.69 price, so on cash flow terms the market is paying a premium for Dave Inc's growth. The Hold rating reflects that growth and quality, while the DCF flags that the price already assumes a lot.
What is the price target of Dave Inc (DAVE)?
The 12-month analyst consensus target is $445.07, about 37.9% above the current $322.69. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is the intrinsic value of Dave Inc (DAVE)?
Our DCF model estimates intrinsic value at $155.57, a -9.0% margin of safety versus today's $322.69. Intrinsic value is what the projected cash flows are worth today. A negative reading means the price is running ahead of that conservative estimate, leaving little downside cushion if growth slows.
What is Dave Inc's revenue?
Dave Inc's trailing twelve-month revenue is $643.65M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Dave Inc's Altman Z-Score is 4.81, which places it in the safe zone. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorTECHNOLOGY
IndustrySOFTWARE - APPLICATION
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio7.28x
ROE110.41%
Beta3.93
50D MA$349.79
200D MA$280.97
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.3M
Performance
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YTD—
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5 years—