WallStSmart
DAVE

Dave Inc

NASDAQ: DAVE · TECHNOLOGY · SOFTWARE - APPLICATION

$257.27
-7.64% today

Updated 2026-04-29

Market cap
$3.41B
P/E ratio
19.01
P/S ratio
6.16x
EPS (TTM)
$13.53
Dividend yield
52W range
$97 – $288
Volume
0.6M

WallStSmart proprietary scores

70
out of 100
Grade: B
Buy
Investment rating
10.0
Growth
A+
7.8
Quality
B+
10.0
Profitability
A+
5.7
Valuation
C+
4/9
Piotroski F-Score
Moderate
4.9
Altman Z-Score
Safe zone
Industry rank
View all highly rated stocks (75+) →201 stocks currently score above 75

Price targets

Analyst target
$321.12
+24.82%
12-Month target
$258.08
+0.31%
Intrinsic (DCF)
$193.93
Margin of safety
+12.54%
3 Strong Buy6 Buy0 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Altman Z 4.86 — safe zone
+ Profit margin 35.30% — above average
+ ROE 73.10% — strong efficiency
+ Free cash flow $91.47M — positive
+ Revenue growth 62.40% QoQ
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$204.84M$259.09M$347.08M$511.91M$554.18M
Net income$-128.91M$-48.52M$57.87M$195.87M$66.00M
EPS$13.53
Free cash flow$-54.20M$25.17M$124.88M$289.71M$91.47M
Profit margin-62.93%-18.73%16.67%38.26%35.30%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
DAVE$3.41B7010.010.05.77.8+12.54%Strong Buy
NVDA$5.09T7910.010.05.78.5Strong Buy
AAPL$3.98T656.710.04.35.5Buy
MSFT$3.16T748.79.54.76.5-85.32%Strong Buy
TSM$2.04T849.310.06.79.0+72.43%Exceptional Buy
AVGO$1.92T789.39.55.06.5Strong Buy

Smart narrative

Dave Inc trades at $257.27. representing a P/E of 19.01x trailing earnings. Our Smart Value Score of 70/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. With an Altman Z-Score of 4.86, it sits in the safe zone. TTM revenue stands at $554.18M. with profit margins at 35.30%. Our DCF model estimates intrinsic value at $193.93.

Frequently asked questions

What is Dave Inc's stock price?
Dave Inc (DAVE) trades at $257.27.
Is Dave Inc overvalued?
Smart Value Score 70/100 (Grade B, Buy). DCF value $193.93.
What is the price target of Dave Inc (DAVE)?
The analyst target price is $321.12, representing +24.8% upside from the current price of $257.27.
What is the intrinsic value of Dave Inc (DAVE)?
Based on our DCF model, intrinsic value is $193.93, a +12.5% margin of safety versus $257.27.
What is Dave Inc's revenue?
TTM revenue is $554.18M.
Piotroski F-Score?
4/9 — moderate financial health.
Altman Z-Score?
4.86 — safe zone.

Company info

SectorTECHNOLOGY
IndustrySOFTWARE - APPLICATION
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio6.16x
ROE73.10%
Beta3.82
50D MA$209.30
200D MA$208.63
Shares out0.01B
Float0.01B
Short ratio
Avg volume0.6M

Performance

1 week
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YTD
1 year
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