CZWI
Citizens Community Bancorp Inc
NASDAQ: CZWI · FINANCIAL SERVICES · BANKS - REGIONAL
$20.75
-0.38% today
Updated 2026-04-30
Market cap
$197.68M
P/E ratio
14.06
P/S ratio
3.27x
EPS (TTM)
$1.46
Dividend yield
1.76%
52W range
$13 – $23
Volume
0.0M
Citizens Community Bancorp Inc (CZWI) Financial statements
SEC filings — annual and quarterly data.
Profit margin
23.90%
Operating margin
16.60%
ROE
7.86%
ROA
0.82%
Debt/equity
—
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $16.97M | $446000.00 | 55.96% | 4.45% | 2.63% |
| 2007 | $21.07M | $743000.00 | 55.59% | 5.65% | 3.53% |
| 2008 | $28.44M | $1.47M | 47.76% | 8.73% | 5.18% |
| 2009 | $32.95M | $-3.18M | 51.26% | -16.00% | -9.66% |
| 2010 | $38.77M | $-7.09M | 52.33% | -20.75% | -18.29% |
| 2011 | $32.38M | $193000.00 | 54.37% | 1.02% | 0.60% |
| 2012 | $28.76M | $206000.00 | 61.64% | 1.28% | 0.72% |
| 2013 | $27.63M | $1.05M | 69.39% | 6.09% | 3.79% |
| 2014 | $27.45M | $1.78M | 77.47% | 10.31% | 6.50% |
| 2015 | $26.92M | $2.81M | 81.08% | 16.42% | 10.42% |
| 2016 | $29.00M | $2.57M | 82.48% | 13.31% | 8.87% |
| 2017 | $32.31M | $2.50M | 81.65% | 11.83% | 7.73% |
| 2018 | $2.73M | $4.28M | 100.00% | 241.65% | 156.60% |
| 2019 | $73.23M | $9.46M | 72.09% | 16.77% | 12.92% |
| 2020 | $82.67M | $12.72M | 73.36% | 20.90% | 15.39% |
| 2021 | $80.06M | $21.27M | 87.05% | 36.17% | 26.56% |
| 2022 | $80.22M | $17.76M | 81.92% | 29.39% | 22.14% |
| 2023 | $94.44M | $13.06M | 62.49% | 20.05% | 13.83% |
| 2024 | $99.43M | $13.75M | 59.80% | 17.55% | 13.83% |
| 2025 | $90.07M | $14.42M | 54.68% | 7.01% | 16.01% |