WallStSmart
CPSS

Consumer Portfolio Services Inc

NASDAQ: CPSS · FINANCIAL SERVICES · CREDIT SERVICES

$9.12
+1.90% today

Updated 2026-04-29

Market cap
$184.31M
P/E ratio
10.59
P/S ratio
0.93x
EPS (TTM)
$0.80
Dividend yield
52W range
$7 – $10
Volume
0.0M

Consumer Portfolio Services Inc (CPSS) Financial statements

SEC filings — annual and quarterly data.

Profit margin
9.72%
Operating margin
14.30%
ROE
6.42%
ROA
0.53%
Debt/equity

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$278.86M$39.55M33.60%4.73%14.18%
2007$394.55M$13.86M29.93%6.07%3.51%
2008$368.41M$-26.09M13.51%-11.80%-7.08%
2009$223.90M$-57.21M8.98%-22.07%-25.55%
2010$155.19M$-33.18M28.15%-10.44%-21.38%
2011$143.13M$-14.46M31.14%-10.10%-10.10%
2012$187.21M$69.41M39.68%4.91%37.08%
2013$244.83M$21.00M44.84%15.18%8.58%
2014$300.26M$29.52M47.17%17.40%9.83%
2015$363.65M$34.68M44.90%16.88%9.54%
2016$422.28M$29.30M38.80%11.76%6.94%
2017$434.38M$3.77M35.76%7.38%0.87%
2018$389.77M$14.86M39.83%4.80%3.81%
2019$345.80M$5.41M43.23%2.65%1.56%
2020$271.16M$21.68M57.42%7.42%7.99%
2021$267.81M$47.52M77.35%24.55%17.75%
2022$329.71M$85.98M81.98%35.24%26.08%
2023$352.01M$45.34M64.68%17.36%12.88%
2024$393.51M$19.20M52.75%6.97%4.88%
2025$427.97M$19.32M99.59%60.76%4.52%