CPF
Central Pacific Financial Corp
NYSE: CPF · FINANCIAL SERVICES · BANKS - REGIONAL
$33.30
-2.57% today
Updated 2026-04-30
Market cap
$899.11M
P/E ratio
11.89
P/S ratio
3.25x
EPS (TTM)
$2.86
Dividend yield
3.16%
52W range
$24 – $35
Volume
0.2M
WallStSmart proprietary scores
78
out of 100
Grade: B+
Buy
Investment rating
8.0
Growth
A5.0
Quality
C+7.5
Profitability
B+6.3
Valuation
B—/9
Piotroski F-Score
—
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →201 stocks currently score above 75
Price targets
Analyst target
$37.00
+11.11%
12-Month target
$39.86
+19.70%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy0 Buy2 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 28.00% — above average
+ Free cash flow $17.26M — positive
+ Revenue growth 28.30% QoQ
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $277.04M | $319.63M | $340.48M | $362.32M | $276.99M |
| Net income | $73.93M | $58.67M | $53.41M | $77.48M | $20.73M |
| EPS | — | — | — | — | $2.86 |
| Free cash flow | $95.68M | $92.46M | $75.43M | $92.30M | $17.26M |
| Profit margin | 26.68% | 18.36% | 15.69% | 21.38% | 28.00% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-02-17 | MORIMOTO, DAVID | Buy | 7,746 | — |
| 2026-02-17 | MORIMOTO, DAVID | Buy | 5,898 | — |
| 2026-02-17 | MORIMOTO, DAVID | Sale | 3,371 | $34.38 |
Peer comparison
Smart narrative
Central Pacific Financial Corp trades at $33.30. representing a P/E of 11.89x trailing earnings. Our Smart Value Score of 78/100 indicates the stock is good. TTM revenue stands at $276.99M. with profit margins at 28.00%.
Frequently asked questions
What is Central Pacific Financial Corp's stock price?
Central Pacific Financial Corp (CPF) trades at $33.30.
Is Central Pacific Financial Corp overvalued?
Smart Value Score 78/100 (Grade B+, Buy).
What is the price target of Central Pacific Financial Corp (CPF)?
The analyst target price is $37.00, representing +11.1% upside from the current price of $33.30.
What is the future stock price of CPF by 2030?
Our revenue-driven model estimates Central Pacific Financial Corp could reach $42.97 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is Central Pacific Financial Corp's revenue?
TTM revenue is $276.99M.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio3.25x
ROE13.70%
Beta0.87
50D MA$32.63
200D MA$30.83
Shares out0.03B
Float0.03B
Short ratio—
Avg volume0.2M
Performance
1 week+1.53%
1 month+9.91%
3 months+8.63%
YTD+11.07%
1 year—
3 years—
5 years—