CIVB
Civista Bancshares Inc
NASDAQ: CIVB · FINANCIAL SERVICES · BANKS - REGIONAL
$25.07
+0.80% today
Updated 2026-05-01
Market cap
$516.88M
P/E ratio
9.21
P/S ratio
2.90x
EPS (TTM)
$2.70
Dividend yield
2.78%
52W range
$19 – $26
Volume
0.1M
WallStSmart proprietary scores
75
out of 100
Grade: B+
Buy
Investment rating
7.3
Growth
B+4.8
Quality
C7.5
Profitability
B+7.0
Valuation
B+4/9
Piotroski F-Score
Moderate
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →204 stocks currently score above 75
Price targets
Analyst target
$27.67
+10.37%
12-Month target
$22.13
-11.73%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy2 Buy3 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 28.70% — above average
+ Free cash flow $11.10M — positive
+ Revenue growth 22.60% QoQ
Risks
No major risks identified
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $152.98M | $217.48M | $241.90M | $254.95M | $177.99M |
| Net income | $39.43M | $42.96M | $31.68M | $46.21M | $14.99M |
| EPS | — | — | — | — | $2.70 |
| Free cash flow | $18.68M | $59.27M | $44.06M | $16.86M | $11.10M |
| Profit margin | 25.77% | 19.76% | 13.10% | 18.13% | 28.70% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-11 | WHINNEM, IAN | Buy | 2,313 | — |
| 2026-03-11 | WALTZ-JASKOLSKI, DONNA M. | Buy | 1,176 | — |
| 2026-03-11 | SHAFFER, DENNIS G | Buy | 6,685 | — |
Peer comparison
Smart narrative
Civista Bancshares Inc trades at $25.07. representing a P/E of 9.21x trailing earnings. Our Smart Value Score of 75/100 indicates the stock is good. The company scores 4/9 on the Piotroski F-Score. TTM revenue stands at $177.99M. with profit margins at 28.70%.
Frequently asked questions
What is Civista Bancshares Inc's stock price?
Civista Bancshares Inc (CIVB) trades at $25.07.
Is Civista Bancshares Inc overvalued?
Smart Value Score 75/100 (Grade B+, Buy).
What is the price target of Civista Bancshares Inc (CIVB)?
The analyst target price is $27.67, representing +10.4% upside from the current price of $25.07.
What is Civista Bancshares Inc's revenue?
TTM revenue is $177.99M.
Piotroski F-Score?
4/9 — moderate financial health.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.90x
ROE10.70%
Beta0.63
50D MA$23.43
200D MA$22.21
Shares out0.02B
Float0.02B
Short ratio—
Avg volume0.1M
Performance
1 week-0.60%
1 month+7.55%
3 months+2.74%
YTD+11.57%
1 year—
3 years—
5 years—