Cincinnati Financial Corporation
NASDAQ: CINF · FINANCIAL SERVICES · INSURANCE - PROPERTY & CASUALTY
Updated 2026-06-05
Cincinnati Financial Corporation (CINF) Financial statements
SEC filings — annual and quarterly data.
Margin trends — annual
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $4.55B | $930.00M | 53.69% | 29.21% | 20.44% |
| 2007 | $4.26B | $855.00M | 54.12% | 27.99% | 20.08% |
| 2008 | $3.82B | $429.00M | 43.10% | 14.12% | 11.22% |
| 2009 | $3.90B | $432.00M | 42.56% | 14.91% | 11.07% |
| 2010 | $3.77B | $375.00M | 42.21% | 13.20% | 9.94% |
| 2011 | $3.80B | $164.00M | 33.63% | 4.55% | 4.31% |
| 2012 | $4.11B | $421.00M | 43.52% | 13.77% | 10.24% |
| 2013 | $4.53B | $517.00M | 44.71% | 15.76% | 11.41% |
| 2014 | $4.95B | $525.00M | 42.24% | 14.58% | 10.62% |
| 2015 | $5.14B | $634.00M | 45.39% | 17.13% | 12.33% |
| 2016 | $5.45B | $591.00M | 42.98% | 14.90% | 10.85% |
| 2017 | $5.73B | $1.04B | 40.86% | 12.74% | 18.23% |
| 2018 | $5.41B | $287.00M | 35.45% | 4.64% | 5.31% |
| 2019 | $7.92B | $2.00B | 54.09% | 31.20% | 25.20% |
| 2020 | $7.54B | $1.22B | 45.14% | 19.89% | 16.14% |
| 2021 | $9.63B | $2.97B | 59.39% | 38.42% | 30.83% |
| 2022 | $6.56B | $-487.00M | 23.53% | -10.57% | -7.42% |
| 2023 | $10.01B | $1.84B | 99.75% | 22.73% | 18.41% |
| 2024 | $11.34B | $2.29B | 49.40% | 25.21% | 20.22% |
| 2025 | $12.63B | $2.39B | 50.12% | 23.59% | 18.95% |
Frequently asked questions
What is Cincinnati Financial Corporation's revenue?
Cincinnati Financial Corporation's trailing twelve-month revenue is $12.93B, and consensus projects about $15.70B by 2030. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.
How profitable is CINF?
In its most recent fiscal year, CINF ran a gross margin of 50.12%, an operating margin of 23.59%, and a net margin of 18.95%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.
How much free cash flow does CINF generate?
CINF produced $3.09B in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.
Is CINF's balance sheet healthy?
CINF holds $1.43B in cash and equivalents against $790.00M in long-term debt, on $15.91B of shareholder equity. Cash on hand exceeds long-term debt, so the balance sheet adds little financial risk to the thesis.