WallStSmart
CIB

Grupo Cibest S.A.

NYSE: CIB · FINANCIAL SERVICES · BANKS - REGIONAL

$89.47
+0.45% today

Updated 2026-07-29

Market cap
$21.13B
P/E ratio
10.60
P/S ratio
1.32x
EPS (TTM)
$8.40
Dividend yield
2.87%
52W range
$42 – $92
Volume
0.4M

WallStSmart proprietary scores

60
out of 100
Grade: C+
Hold
Investment rating
4.7
Growth
C
4.5
Quality
C
5.5
Profitability
C+
8.3
Valuation
A
6/9
Piotroski F-Score
Moderate
0.4
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$63.47
-29.06%
12-Month target
$71.44
-20.15%
Intrinsic (DCF)
Margin of safety
1 Strong Buy0 Buy9 Hold1 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Free cash flow $368.41B — positive
+ Revenue growth 10.80% QoQ
Risks
- Altman Z 0.36 — distress zone

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM2026 (E)
Revenue$32.69T$45.18T$42.91T$42.92T$24.71T$31.2B
Net income$6.78T$6.12T$6.27T$6.78T$1.46T
EPS$8.40$7.69
Free cash flow$3.03T$16.74T$-1.61T$10.01T$368.41B
Profit margin20.75%13.54%14.61%15.79%14.70%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
CIB$21.13B604.75.58.34.5Buy
BRK-B$1.06T626.76.55.08.0Buy
BRK-A$1.05T616.76.55.07.0Buy
JPM$900.78B8110.08.05.73.0Exceptional Buy
V$672.11B728.710.04.35.5Strong Buy
MA$480.32B708.010.04.35.5Strong Buy

Smart narrative

Grupo Cibest S.A. trades at $89.47. representing a P/E of 10.60x trailing earnings. Our Smart Value Score of 60/100 indicates the stock is good. The company scores 6/9 on the Piotroski F-Score. With an Altman Z-Score of 0.36, it sits in the distress. TTM revenue stands at $24.71T. with profit margins at 14.70%.

Frequently asked questions

What is Grupo Cibest S.A.'s stock price?

Grupo Cibest S.A. (CIB) trades at $89.47, on a P/E of 10.6x and a P/S of 1.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Grupo Cibest S.A. overvalued?

Grupo Cibest S.A. carries a Smart Value Score of 60/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of Grupo Cibest S.A. (CIB)?

The 12-month analyst consensus target is $63.47, about 29.1% below the current $89.47. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is the future stock price of CIB by 2030?

Our research-backed model puts the 2030 base case at $-238,201.24, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.

What is Grupo Cibest S.A.'s revenue?

Grupo Cibest S.A.'s trailing twelve-month revenue is $24.71T, and our model projects it reaching about $49.87B by 2030. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Grupo Cibest S.A.'s Altman Z-Score is 0.36, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio1.32x
ROE19.18%
Beta0.47
50D MA$77.22
200D MA$70.26
Shares out0.11B
Float0.59B
Short ratio
Avg volume0.4M

Performance

1 week+3.09%
1 month+12.64%
3 months+31.21%
YTD+40.65%
1 year+104.69%
3 years
5 years