CIA
Citizens Inc
NYSE: CIA · FINANCIAL SERVICES · INSURANCE - LIFE
$5.40
-2.35% today
Updated 2026-04-30
Market cap
$287.21M
P/E ratio
20.39
P/S ratio
1.12x
EPS (TTM)
$0.28
Dividend yield
—
52W range
$3 – $6
Volume
0.1M
Citizens Inc (CIA) Financial statements
SEC filings — annual and quarterly data.
Profit margin
5.71%
Operating margin
10.90%
ROE
6.55%
ROA
0.64%
Debt/equity
—
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $158.06M | $8.68M | 12.26% | 8.44% | 5.49% |
| 2007 | $169.64M | $16.56M | 56.78% | 13.85% | 9.76% |
| 2008 | $146.67M | $-15.71M | 42.11% | -8.59% | -10.71% |
| 2009 | $188.98M | $17.34M | 50.09% | 10.90% | 9.18% |
| 2010 | $190.32M | $14.70M | 28.98% | 9.66% | 7.73% |
| 2011 | $194.16M | $8.48M | 24.95% | 5.84% | 4.37% |
| 2012 | $202.76M | $4.53M | 21.33% | 2.98% | 2.23% |
| 2013 | $213.64M | $4.79M | 21.25% | 3.24% | 2.24% |
| 2014 | $230.22M | $-5.97M | 20.38% | -0.85% | -2.59% |
| 2015 | $236.27M | $-3.14M | 18.80% | -0.82% | -1.33% |
| 2016 | $245.41M | $1.97M | 19.45% | 2.23% | 0.80% |
| 2017 | $252.63M | $-38.13M | 19.66% | -1.18% | -15.09% |
| 2018 | $244.01M | $-11.06M | 22.95% | 0.82% | -4.53% |
| 2019 | $250.59M | $-1.37M | 24.05% | 2.29% | -0.55% |
| 2020 | $238.85M | $-10.99M | 19.65% | -5.16% | -4.60% |
| 2021 | $250.53M | $72.71M | 51.14% | 12.18% | 29.02% |
| 2022 | $232.52M | $26.01M | 49.37% | 11.77% | 11.18% |
| 2023 | $240.68M | $24.44M | 100.00% | 80.42% | 10.15% |
| 2024 | $245.00M | $14.91M | 49.68% | 6.11% | 6.09% |
| 2025 | $255.62M | $14.59M | 35.44% | 6.83% | 5.71% |