CHYM
Chime Financial, Inc. Class A Common Stock
NASDAQ: CHYM · TECHNOLOGY · SOFTWARE - APPLICATION
$21.38
-1.11% today
Updated 2026-04-29
Market cap
$8.21B
P/E ratio
—
P/S ratio
3.76x
EPS (TTM)
$-4.27
Dividend yield
—
52W range
$16 – $45
Volume
4.5M
WallStSmart proprietary scores
35
out of 100
Grade: D
Sell
Investment rating
6.7
Growth
B6.5
Quality
B3.0
Profitability
D6.0
Valuation
B3/9
Piotroski F-Score
Weak
-1.2
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$30.67
+43.45%
12-Month target
—
—
Intrinsic (DCF)
$28.94
Margin of safety
+28.68%
4 Strong Buy9 Buy4 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Free cash flow $17.57M — positive
+ Revenue growth 25.50% QoQ
+ 28.68% below intrinsic value
+ Debt/equity 0.10x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Altman Z -1.15 — distress zone
- Thin margins at -46.20%
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.01B | $1.28B | $1.67B | $2.19B | $2.19B |
| Net income | $-470.25M | $-203.20M | $-25.34M | $-1.01B | $-44.78M |
| EPS | — | — | — | — | $-4.27 |
| Free cash flow | $-507.05M | $-184.41M | $49.67M | $32.89M | $17.57M |
| Profit margin | -46.61% | -15.89% | -1.51% | -46.18% | -46.20% |
Peer comparison
Smart narrative
Chime Financial, Inc. Class A Common Stock trades at $21.38. Our Smart Value Score of 35/100 indicates the stock is weak. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of -1.15, it sits in the distress. TTM revenue stands at $2.19B. with profit margins at -46.20%. Our DCF model estimates intrinsic value at $28.94.
Frequently asked questions
What is Chime Financial, Inc. Class A Common Stock's stock price?
Chime Financial, Inc. Class A Common Stock (CHYM) trades at $21.38.
Is Chime Financial, Inc. Class A Common Stock overvalued?
Smart Value Score 35/100 (Grade D, Sell). DCF value $28.94.
What is the price target of Chime Financial, Inc. Class A Common Stock (CHYM)?
The analyst target price is $30.67, representing +43.5% upside from the current price of $21.38.
What is the intrinsic value of Chime Financial, Inc. Class A Common Stock (CHYM)?
Based on our DCF model, intrinsic value is $28.94, a +28.7% margin of safety versus $21.38.
What is Chime Financial, Inc. Class A Common Stock's revenue?
TTM revenue is $2.19B.
Piotroski F-Score?
3/9 — weak financial health.
Altman Z-Score?
-1.15 — distress.
Company info
SectorTECHNOLOGY
IndustrySOFTWARE - APPLICATION
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio3.76x
ROE-85.50%
Beta—
50D MA$20.98
200D MA$23.57
Shares out0.35B
Float0.22B
Short ratio—
Avg volume4.5M
Performance
1 week—
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YTD—
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5 years—