CHYM
Chime Financial, Inc. Class A Common Stock
NASDAQ: CHYM · TECHNOLOGY · SOFTWARE - APPLICATION
$18.43
-3.74% today
Updated 2026-06-05
Market cap
$6.50B
P/E ratio
—
P/S ratio
2.81x
EPS (TTM)
$-4.14
Dividend yield
—
52W range
$16 – $45
Volume
4.4M
WallStSmart proprietary scores
41
out of 100
Grade: D
Sell
Investment rating
6.7
Growth
B6.5
Quality
B3.5
Profitability
D5.0
Valuation
C+2/9
Piotroski F-Score
Weak
-0.7
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
$30.61
+66.13%
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
4 Strong Buy11 Buy3 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Free cash flow $80.03M — positive
+ Revenue growth 24.80% QoQ
+ Debt/equity 0.08x — low leverage
Risks
- Piotroski 2/9 — weak financial health
- Altman Z -0.66 — distress zone
- Thin margins at -41.90%
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $1.01B | $1.28B | $1.67B | $2.19B | $2.32B |
| Net income | $-470.25M | $-203.20M | $-25.34M | $-1.01B | $53.46M |
| EPS | — | — | — | — | $-4.14 |
| Free cash flow | $-507.05M | $-184.41M | $49.67M | $32.89M | $80.03M |
| Profit margin | -46.61% | -15.89% | -1.51% | -46.18% | -41.90% |
Peer comparison
Smart narrative
Chime Financial, Inc. Class A Common Stock trades at $18.43. Our Smart Value Score of 41/100 indicates the stock is fair. The company scores 2/9 on the Piotroski F-Score. With an Altman Z-Score of -0.66, it sits in the distress. TTM revenue stands at $2.32B. with profit margins at -41.90%.
Frequently asked questions
What is Chime Financial, Inc. Class A Common Stock's stock price?
Chime Financial, Inc. Class A Common Stock (CHYM) trades at $18.43, on a P/S of 2.8x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Chime Financial, Inc. Class A Common Stock overvalued?
Chime Financial, Inc. Class A Common Stock carries a Smart Value Score of 41/100 (Grade D), which we rate Sell. That score blends growth, quality, and valuation into one read.
What is the price target of Chime Financial, Inc. Class A Common Stock (CHYM)?
The 12-month analyst consensus target is $30.61, about 66.1% above the current $18.43. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Chime Financial, Inc. Class A Common Stock's revenue?
Chime Financial, Inc. Class A Common Stock's trailing twelve-month revenue is $2.32B. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Chime Financial, Inc. Class A Common Stock's Altman Z-Score is -0.66, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorTECHNOLOGY
IndustrySOFTWARE - APPLICATION
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.81x
ROE-67.17%
Beta—
50D MA$19.78
200D MA$21.78
Shares out0.35B
Float0.22B
Short ratio—
Avg volume4.4M
Performance
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YTD—
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5 years—