WallStSmart
CFFI

C&F Financial Corporation

NASDAQ: CFFI · FINANCIAL SERVICES · BANKS - REGIONAL

$76.72
-2.64% today

Updated 2026-04-29

Market cap
$245.30M
P/E ratio
8.67
P/S ratio
1.85x
EPS (TTM)
$8.71
Dividend yield
2.49%
52W range
$56 – $81
Volume
0.0M

C&F Financial Corporation (CFFI) Financial statements

SEC filings — annual and quarterly data.

Profit margin
21.30%
Operating margin
25.60%
ROE
11.30%
ROA
1.05%
Debt/equity
0.43x

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$85.97M$12.13M73.15%20.42%14.11%
2007$90.70M$8.48M66.36%13.04%9.35%
2008$90.85M$4.18M61.30%5.28%4.60%
2009$101.66M$5.53M66.53%7.35%5.44%
2010$99.55M$8.11M71.68%11.11%8.15%
2011$90.96M$12.98M71.37%20.57%14.27%
2012$97.59M$16.38M76.93%24.62%16.79%
2013$101.88M$14.40M76.73%21.17%14.14%
2014$105.90M$12.34M76.53%16.51%11.66%
2015$107.76M$12.53M77.54%16.13%11.63%
2016$115.49M$13.46M76.61%15.52%11.65%
2017$116.83M$6.57M77.71%15.38%5.63%
2018$117.47M$18.02M81.24%19.19%15.34%
2019$124.79M$18.86M81.51%19.18%15.11%
2020$148.21M$22.12M83.50%19.71%14.92%
2021$139.97M$28.67M93.62%27.21%20.48%
2022$123.45M$29.16M91.04%29.94%23.62%
2023$149.76M$23.60M76.83%19.47%15.76%
2024$166.51M$19.83M66.33%14.49%11.91%
2025$186.13M$26.84M69.46%17.77%14.42%