WallStSmart
CCB

Coastal Financial Corp

NASDAQ: CCB · FINANCIAL SERVICES · BANKS - REGIONAL

$78.60
+0.17% today

Updated 2026-07-13

Market cap
$1.19B
P/E ratio
24.53
P/S ratio
3.27x
EPS (TTM)
$3.18
Dividend yield
52W range
$67 – $120
Volume
0.1M

WallStSmart proprietary scores

57
out of 100
Grade: C+
Hold
Investment rating
8.7
Growth
A
7.0
Quality
B+
6.0
Profitability
B
5.3
Valuation
C+
3/9
Piotroski F-Score
Weak
1.3
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →198 stocks currently score above 75

Price targets

Analyst target
$106.25
+35.18%
12-Month target
$66.72
-15.11%
Intrinsic (DCF)
Margin of safety
1 Strong Buy3 Buy0 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Free cash flow $74.13M — positive
+ Revenue growth 17.00% QoQ
+ Debt/equity 0.10x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Altman Z 1.25 — distress zone

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$232.25M$330.37M$576.61M$661.23M$363.32M
Net income$40.63M$44.58M$45.22M$46.99M$12.02M
EPS$3.18
Free cash flow$64.26M$185.29M$249.89M$246.15M$74.13M
Profit margin17.49%13.49%7.84%7.11%13.60%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
CCB$1.19B578.76.05.37.0Buy
BRK-B$1.07T626.76.55.08.0Buy
BRK-A$1.07T616.76.55.07.0Buy
JPM$898.90B738.08.05.73.0Strong Buy
V$662.19B728.710.04.35.5Strong Buy
MA$462.29B708.010.04.35.5Strong Buy

Smart narrative

Coastal Financial Corp trades at $78.60. representing a P/E of 24.53x trailing earnings. Our Smart Value Score of 57/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of 1.25, it sits in the distress. TTM revenue stands at $363.32M. with profit margins at 13.60%.

Frequently asked questions

What is Coastal Financial Corp's stock price?

Coastal Financial Corp (CCB) trades at $78.60, on a P/E of 24.5x and a P/S of 3.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Coastal Financial Corp overvalued?

Coastal Financial Corp carries a Smart Value Score of 57/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of Coastal Financial Corp (CCB)?

The 12-month analyst consensus target is $106.25, about 35.2% above the current $78.60. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Coastal Financial Corp's revenue?

Coastal Financial Corp's trailing twelve-month revenue is $363.32M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Coastal Financial Corp's Altman Z-Score is 1.25, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio3.27x
ROE9.78%
Beta0.72
50D MA$73.40
200D MA$92.50
Shares out0.02B
Float0.01B
Short ratio
Avg volume0.1M

Performance

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YTD
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