WallStSmart
CBAN

Colony Bankcorp Inc.

NYSE: CBAN · FINANCIAL SERVICES · BANKS - REGIONAL

$20.11
+0.45% today

Updated 2026-07-10

Market cap
$436.71M
P/E ratio
12.90
P/S ratio
3.18x
EPS (TTM)
$1.60
Dividend yield
2.33%
52W range
$15 – $21
Volume
0.3M

WallStSmart proprietary scores

66
out of 100
Grade: B
Buy
Investment rating
7.3
Growth
B+
3.5
Quality
D
6.5
Profitability
B
5.7
Valuation
C+
3/9
Piotroski F-Score
Weak
-0.7
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →198 stocks currently score above 75

Price targets

Analyst target
$23.62
+17.45%
12-Month target
$19.63
-2.39%
Intrinsic (DCF)
Margin of safety
0 Strong Buy2 Buy0 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Profit margin 21.70% — above average
+ Free cash flow $53.83M — positive
+ Revenue growth 33.90% QoQ
Risks
- Piotroski 3/9 — weak financial health
- Altman Z -0.70 — distress zone

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$126.56M$160.55M$176.62M$186.11M$137.33M
Net income$19.54M$21.75M$23.87M$28.25M$8.20M
EPS$1.60
Free cash flow$46.85M$17.36M$22.32M$-6.90M$53.83M
Profit margin15.44%13.55%13.51%15.18%21.70%

Recent insider activity

DateInsiderTypeSharesPrice
2026-05-05CANUP, EDWARD GBuy1,000$19.65
2026-04-27CANUP, EDWARD GBuy1,000$19.80
2026-04-24CANUP, EDWARD GBuy1,000$19.97

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
CBAN$436.71M667.36.55.73.5Strong Buy
BRK-B$1.07T626.76.55.08.0Buy
BRK-A$1.07T616.76.55.07.0Buy
JPM$898.90B738.08.05.73.0Strong Buy
V$662.19B728.710.04.35.5Strong Buy
MA$462.29B708.010.04.35.5Strong Buy

Smart narrative

Colony Bankcorp Inc. trades at $20.11. representing a P/E of 12.90x trailing earnings. Our Smart Value Score of 66/100 indicates the stock is good. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of -0.70, it sits in the distress. TTM revenue stands at $137.33M. with profit margins at 21.70%.

Frequently asked questions

What is Colony Bankcorp Inc.'s stock price?

Colony Bankcorp Inc. (CBAN) trades at $20.11, on a P/E of 12.9x and a P/S of 3.2x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Colony Bankcorp Inc. overvalued?

Colony Bankcorp Inc. carries a Smart Value Score of 66/100 (Grade B), which we rate Buy. That score blends growth, quality, and valuation into one read.

What is the price target of Colony Bankcorp Inc. (CBAN)?

The 12-month analyst consensus target is $23.62, about 17.5% above the current $20.11. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Colony Bankcorp Inc.'s revenue?

Colony Bankcorp Inc.'s trailing twelve-month revenue is $137.33M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Colony Bankcorp Inc.'s Altman Z-Score is -0.70, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD

Quick metrics

P/S ratio3.18x
ROE7.85%
Beta0.55
50D MA$20.12
200D MA$18.75
Shares out0.02B
Float0.02B
Short ratio
Avg volume0.3M

Performance

1 week-1.04%
1 month-3.66%
3 months-4.44%
YTD+12.35%
1 year
3 years
5 years