CASS
Cass Information Systems Inc
NASDAQ: CASS · INDUSTRIALS · SPECIALTY BUSINESS SERVICES
$56.01
+0.09% today
Updated 2026-07-29
Market cap
$694.66M
P/E ratio
22.49
P/S ratio
3.32x
EPS (TTM)
$2.40
Dividend yield
—
52W range
$35 – $55
Volume
0.1M
WallStSmart proprietary scores
50
out of 100
Grade: C
Hold
Investment rating
4.0
Growth
C4.0
Quality
C7.0
Profitability
B+7.0
Valuation
B+5/9
Piotroski F-Score
Moderate
0.3
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$54.00
-3.59%
12-Month target
$54.92
-1.95%
Intrinsic (DCF)
$66.34
Margin of safety
+31.53%
1 Strong Buy0 Buy1 Hold0 Sell0 Strong Sell
Price chart
Stock snapshot
Strengths
+ Free cash flow $12.65M — positive
+ 31.53% below intrinsic value
Risks
- Altman Z 0.32 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $187.31M | $213.23M | $219.89M | $191.10M | $209.05M |
| Net income | $34.90M | $30.06M | $19.17M | $35.12M | $8.83M |
| EPS | — | — | — | — | $2.40 |
| Free cash flow | $45.74M | $22.61M | $29.62M | $31.77M | $12.65M |
| Profit margin | 18.63% | 14.10% | 8.72% | 18.38% | 16.70% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-06-11 | WICKS, FRANK | Buy | 262 | $49.44 |
| 2026-06-11 | SCHILLING, RANDALL L | Buy | 262 | $49.44 |
| 2026-06-11 | RUPP, JOSEPH D | Buy | 262 | $49.44 |
Peer comparison
Smart narrative
Cass Information Systems Inc trades at $56.01. representing a P/E of 22.49x trailing earnings. Our Smart Value Score of 50/100 indicates the stock is fair. The company scores 5/9 on the Piotroski F-Score. With an Altman Z-Score of 0.32, it sits in the distress. TTM revenue stands at $209.05M. with profit margins at 16.70%. Our DCF model estimates intrinsic value at $66.34.
Frequently asked questions
What is Cass Information Systems Inc's stock price?
Cass Information Systems Inc (CASS) trades at $56.01, on a P/E of 22.5x and a P/S of 3.3x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Cass Information Systems Inc overvalued?
Cass Information Systems Inc carries a Smart Value Score of 50/100 (Grade C), which we rate Hold. That score blends growth, quality, and valuation into one read. Our DCF puts intrinsic value at $66.34 versus the $56.01 price, a 31.5% margin of safety on a cash flow basis.
What is the price target of Cass Information Systems Inc (CASS)?
The 12-month analyst consensus target is $54.00, about 3.6% below the current $56.01. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is the future stock price of CASS by 2030?
Our research-backed model puts the 2030 base case at $63.34, built from revenue projections, a growth-adjusted P/S multiple, net debt, and share dilution. It is a scenario rather than a prediction, and the bull and bear cases around it matter more than the single number when you are sizing a position.
What is the intrinsic value of Cass Information Systems Inc (CASS)?
Our DCF model estimates intrinsic value at $66.34, a +31.5% margin of safety versus today's $56.01. Intrinsic value is what the projected cash flows are worth today. A positive reading means the price sits below that estimate, leaving a cushion if growth holds.
What is Cass Information Systems Inc's revenue?
Cass Information Systems Inc's trailing twelve-month revenue is $209.05M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Cass Information Systems Inc's Altman Z-Score is 0.32, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorINDUSTRIALS
IndustrySPECIALTY BUSINESS SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio3.32x
ROE14.47%
Beta0.44
50D MA$49.36
200D MA$44.77
Shares out0.01B
Float0.01B
Short ratio—
Avg volume0.1M
Performance
1 week+3.78%
1 month+9.14%
3 months+18.44%
YTD+34.90%
1 year—
3 years—
5 years—