CASS
Cass Information Systems Inc
NASDAQ: CASS · INDUSTRIALS · SPECIALTY BUSINESS SERVICES
$47.29
+1.57% today
Updated 2026-04-30
Market cap
$633.03M
P/E ratio
21.06
P/S ratio
3.03x
EPS (TTM)
$2.34
Dividend yield
2.68%
52W range
$36 – $52
Volume
0.1M
Cass Information Systems Inc (CASS) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $89.87M | $97.55M | $97.31M | $95.02M | $105.19M | $113.06M | $117.07M | $118.15M | $119.67M | $122.08M | $126.07M | $137.49M | $152.00M | $162.68M | $148.13M | $155.19M | $187.31M | $213.23M | $219.89M | $191.10M |
| Revenue growth (YoY) | — | +8.5% | -0.2% | -2.3% | +10.7% | +7.5% | +3.5% | +0.9% | +1.3% | +2.0% | +3.3% | +9.1% | +10.6% | +7.0% | -8.9% | +4.8% | +20.7% | +13.8% | +3.1% | -13.1% |
| Cost of revenue | $10.95M | $12.77M | $8.53M | $9.85M | $9.14M | $8.50M | $8.21M | $8.62M | $8.65M | $8.94M | $9.34M | $10.29M | $12.53M | $14.77M | $24.90M | $11.52M | $12.88M | $26.09M | $32.23M | $13.86M |
| Gross profit | $78.92M | $84.78M | $88.78M | $85.17M | $96.06M | $104.56M | $108.86M | $109.53M | $111.01M | $113.14M | $116.73M | $127.19M | $139.47M | $147.91M | $123.23M | $143.67M | $174.42M | $187.14M | $187.66M | $191.10M |
| Gross margin | 87.8% | 86.9% | 91.2% | 89.6% | 91.3% | 92.5% | 93.0% | 92.7% | 92.8% | 92.7% | 92.6% | 92.5% | 91.8% | 90.9% | 83.2% | 92.6% | 93.1% | 87.8% | 85.3% | 100.0% |
| R&D | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — |
| SG&A | $42.68M | $46.97M | $49.72M | $50.61M | $51.37M | $56.57M | $65.37M | $68.74M | $69.15M | $73.34M | $75.88M | $80.17M | $88.84M | $3.92M | $3.74M | $3.82M | $3.68M | $3.56M | $11.29M | $113.14M |
| Operating income | $23.83M | $25.94M | $26.17M | $21.53M | $27.93M | $31.51M | $31.19M | $30.73M | $31.79M | $29.63M | $32.06M | $34.90M | $36.35M | $37.47M | $30.34M | $33.82M | $42.90M | $37.47M | $24.22M | $38.76M |
| Operating margin | 26.5% | 26.6% | 26.9% | 22.7% | 26.6% | 27.9% | 26.6% | 26.0% | 26.6% | 24.3% | 25.4% | 25.4% | 23.9% | 23.0% | 20.5% | 21.8% | 22.9% | 17.6% | 11.0% | 20.3% |
| EBITDA | $26.30M | $28.70M | $29.04M | $24.13M | $30.06M | $33.57M | $33.72M | $33.63M | $34.89M | $34.45M | $35.72M | $38.95M | $40.74M | $42.26M | $41.61M | $38.99M | $47.60M | $42.44M | $30.21M | $38.76M |
| EBITDA margin | 29.3% | 29.4% | 29.8% | 25.4% | 28.6% | 29.7% | 28.8% | 28.5% | 29.2% | 28.2% | 28.3% | 28.3% | 26.8% | 26.0% | 28.1% | 25.1% | 25.4% | 19.9% | 13.7% | 20.3% |
| EBIT | $24.03M | $26.18M | $26.36M | $21.66M | $27.93M | $31.51M | $31.19M | $30.73M | $31.79M | $31.03M | $32.06M | $34.90M | $36.35M | $37.47M | $30.34M | $33.82M | $42.90M | $37.47M | $24.22M | — |
| Interest expense | $205000.00 | $236000.00 | $199000.00 | $129000.00 | $4.88M | $4.37M | $3.15M | $2.83M | $2.46M | $2.11M | $2.03M | $2.19M | $3.74M | $2000.00 | $2000.00 | $1.17M | $3.48M | $116000.00 | $1000.00 | $16.33M |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $15.07M | $17.80M | $19.01M | $16.13M | $20.31M | $23.01M | $23.30M | $23.50M | $24.03M | $23.06M | $24.35M | $25.01M | $30.27M | $30.40M | $25.18M | $28.60M | $34.90M | $30.06M | $19.17M | $35.12M |
| Net income growth (YoY) | — | +18.1% | +6.8% | -15.1% | +25.9% | +13.3% | +1.3% | +0.8% | +2.3% | -4.1% | +5.6% | +2.7% | +21.0% | +0.4% | -17.2% | +13.6% | +22.0% | -13.9% | -36.2% | +83.2% |
| Profit margin | 16.8% | 18.2% | 19.5% | 17.0% | 19.3% | 20.4% | 19.9% | 19.9% | 20.1% | 18.9% | 19.3% | 18.2% | 19.9% | 18.7% | 17.0% | 18.4% | 18.6% | 14.1% | 8.7% | 18.4% |