CACC
Credit Acceptance Corporation
NASDAQ: CACC · FINANCIAL SERVICES · CREDIT SERVICES
$500.62
-3.13% today
Updated 2026-04-29
Market cap
$5.53B
P/E ratio
14.12
P/S ratio
4.46x
EPS (TTM)
$36.40
Dividend yield
—
52W range
$402 – $550
Volume
0.2M
Credit Acceptance Corporation (CACC) Financial statements
SEC filings — annual and quarterly data.
Profit margin
34.20%
Operating margin
46.70%
ROE
25.90%
ROA
4.85%
Debt/equity
4.17x
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $214.40M | $58.64M | 69.88% | 42.28% | 27.35% |
| 2007 | $232.60M | $54.92M | 60.40% | 35.73% | 23.61% |
| 2008 | $307.26M | $67.18M | 62.63% | 34.84% | 21.86% |
| 2009 | $378.50M | $146.25M | 68.67% | 59.94% | 38.64% |
| 2010 | $440.50M | $170.10M | 69.92% | 57.19% | 38.62% |
| 2011 | $523.40M | $188.00M | 71.23% | 56.29% | 35.92% |
| 2012 | $608.50M | $219.70M | 70.35% | 56.27% | 36.11% |
| 2013 | $678.90M | $253.10M | 71.56% | 58.18% | 37.28% |
| 2014 | $722.00M | $266.20M | 72.73% | 61.11% | 36.87% |
| 2015 | $778.70M | $299.70M | 71.03% | 60.93% | 38.49% |
| 2016 | $917.30M | $332.80M | 72.72% | 57.91% | 36.28% |
| 2017 | $1.05B | $470.20M | 73.11% | 55.46% | 44.67% |
| 2018 | $1.22B | $574.00M | 71.36% | 61.72% | 46.92% |
| 2019 | $1.48B | $656.10M | 71.64% | 57.33% | 44.35% |
| 2020 | $1.67B | $421.00M | 74.99% | 32.46% | 25.28% |
| 2021 | $1.85B | $958.30M | 77.25% | 67.85% | 51.77% |
| 2022 | $1.82B | $535.80M | 73.94% | 38.52% | 29.39% |
| 2023 | $1.90B | $286.10M | 100.00% | 19.33% | 15.04% |
| 2024 | $2.13B | $247.90M | 62.41% | 15.23% | 11.62% |
| 2025 | $2.32B | $423.90M | 98.75% | 47.63% | 18.29% |