WallStSmart
BSRR

Sierra Bancorp

NASDAQ: BSRR · FINANCIAL SERVICES · BANKS - REGIONAL

$37.29
+0.45% today

Updated 2026-06-05

Market cap
$508.91M
P/E ratio
11.38
P/S ratio
3.33x
EPS (TTM)
$3.42
Dividend yield
2.71%
52W range
$26 – $39
Volume
0.1M

Sierra Bancorp (BSRR) Financial statements

SEC filings — annual and quarterly data.

Profit margin
20.96%
Operating margin
27.92%
ROE
12.58%
ROA
1.24%
Debt/equity
1.10x

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$91.99M$19.19M68.49%31.71%20.86%
2007$102.45M$21.02M66.14%31.02%20.52%
2008$93.92M$13.41M56.58%18.40%14.28%
2009$87.42M$8.93M61.39%10.91%10.21%
2010$80.43M$7.36M69.75%8.86%9.15%
2011$70.89M$7.78M75.09%11.77%10.97%
2012$70.74M$8.19M73.80%11.08%11.57%
2013$66.51M$13.37M88.62%24.75%20.10%
2014$68.41M$15.24M95.40%31.33%22.28%
2015$77.41M$18.07M96.67%35.06%23.34%
2016$84.31M$17.57M96.06%31.27%20.83%
2017$97.25M$19.54M95.80%34.12%20.09%
2018$116.65M$29.68M88.35%33.93%25.44%
2019$125.79M$35.96M87.18%37.94%28.59%
2020$127.03M$35.44M89.01%36.62%27.90%
2021$131.43M$43.01M99.70%43.52%32.73%
2022$142.49M$33.66M83.99%31.52%23.62%
2023$168.93M$34.84M67.77%27.51%20.63%
2024$191.14M$40.56M70.12%28.18%21.22%
2025$201.98M$42.33M73.86%27.92%20.96%

Frequently asked questions

What is Sierra Bancorp's revenue?

Sierra Bancorp's trailing twelve-month revenue is $153.05M. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is BSRR?

In its most recent fiscal year, BSRR ran a gross margin of 73.86%, an operating margin of 27.92%, and a net margin of 20.96%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does BSRR generate?

BSRR produced $32.17M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is BSRR's balance sheet healthy?

BSRR holds $135.63M in cash and equivalents against $165.50M in long-term debt, on $364.86M of shareholder equity. That debt is best read against the cash flow the business throws off each year.