BOTJ
Bank of the James Financial Group
NASDAQ: BOTJ · FINANCIAL SERVICES · BANKS - REGIONAL
$22.93
-0.13% today
Updated 2026-05-01
Market cap
$104.31M
P/E ratio
11.54
P/S ratio
2.14x
EPS (TTM)
$1.99
Dividend yield
1.77%
52W range
$13 – $24
Volume
0.0M
Bank of the James Financial Group (BOTJ) Financial statements
SEC filings — annual and quarterly data.
Profit margin
18.50%
Operating margin
29.80%
ROE
12.40%
ROA
0.89%
Debt/equity
—
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $16.99M | $1.76M | 62.85% | 16.16% | 10.39% |
| 2007 | $20.47M | $2.08M | 59.51% | 15.45% | 10.18% |
| 2008 | $19.55M | $224000.00 | 52.05% | -3.26% | 1.15% |
| 2009 | $23.54M | $-642000.00 | 43.06% | -5.68% | -2.73% |
| 2010 | $25.11M | $1.82M | 63.47% | 9.69% | 7.25% |
| 2011 | $22.94M | $600000.00 | 60.77% | 2.21% | 2.62% |
| 2012 | $22.15M | $2.13M | 76.05% | 12.08% | 9.63% |
| 2013 | $21.68M | $3.06M | 86.26% | 18.92% | 14.12% |
| 2014 | $22.10M | $3.41M | 89.23% | 21.28% | 15.45% |
| 2015 | $24.19M | $3.69M | 87.71% | 22.08% | 15.26% |
| 2016 | $25.94M | $3.29M | 84.75% | 18.56% | 12.67% |
| 2017 | $27.93M | $2.92M | 85.73% | 19.19% | 10.46% |
| 2018 | $31.68M | $5.30M | 85.76% | 20.93% | 16.74% |
| 2019 | $36.35M | $5.61M | 84.08% | 19.08% | 15.42% |
| 2020 | $39.55M | $4.98M | 82.08% | 15.62% | 12.59% |
| 2021 | $39.29M | $7.59M | 95.92% | 24.06% | 19.32% |
| 2022 | $44.17M | $8.96M | 97.17% | 25.15% | 20.28% |
| 2023 | $51.42M | $8.70M | 81.64% | 19.99% | 16.93% |
| 2024 | $58.96M | $7.94M | 74.98% | 16.83% | 13.47% |
| 2025 | $62.51M | $9.02M | 77.90% | 17.83% | 14.43% |