WallStSmart
BFC

Bank First National Corp

NASDAQ: BFC · FINANCIAL SERVICES · BANKS - REGIONAL

$144.51
+0.31% today

Updated 2026-06-05

Market cap
$1.63B
P/E ratio
20.22
P/S ratio
8.41x
EPS (TTM)
$7.18
Dividend yield
1.28%
52W range
$108 – $152
Volume
0.1M

WallStSmart proprietary scores

64
out of 100
Grade: C+
Hold
Investment rating
7.3
Growth
B+
6.3
Quality
B
7.5
Profitability
B+
7.0
Valuation
B+
7/9
Piotroski F-Score
Strong
0.4
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →199 stocks currently score above 75

Price targets

Analyst target
$165.00
+14.18%
12-Month target
$141.57
-2.03%
Intrinsic (DCF)
Margin of safety
0 Strong Buy1 Buy1 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Piotroski 7/9 — strong financial health
+ Profit margin 37.80% — above average
+ Revenue growth 49.10% QoQ
+ Debt/equity 0.15x — low leverage
Risks
- Altman Z 0.35 — distress zone
- Negative free cash flow $-16.89M

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$130.77M$186.47M$223.24M$240.45M$193.62M
Net income$45.21M$74.51M$65.56M$71.50M$19.99M
EPS$7.18
Free cash flow$33.14M$39.46M$58.62M$51.04M$-16.89M
Profit margin34.58%39.96%29.37%29.73%37.80%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
BFC$1.63B647.37.57.06.3Buy
BRK-B$1.07T626.76.55.08.0Buy
BRK-A$1.07T616.76.55.07.0Buy
JPM$855.84B738.08.05.73.0Strong Buy
V$615.82B748.710.05.75.5Strong Buy
MA$433.52B708.010.05.05.5Strong Buy

Smart narrative

Bank First National Corp trades at $144.51. representing a P/E of 20.22x trailing earnings. Our Smart Value Score of 64/100 indicates the stock is good. The company scores 7/9 on the Piotroski F-Score. With an Altman Z-Score of 0.35, it sits in the distress. TTM revenue stands at $193.62M. with profit margins at 37.80%.

Frequently asked questions

What is Bank First National Corp's stock price?

Bank First National Corp (BFC) trades at $144.51, on a P/E of 20.2x and a P/S of 8.4x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Bank First National Corp overvalued?

Bank First National Corp carries a Smart Value Score of 64/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.

What is the price target of Bank First National Corp (BFC)?

The 12-month analyst consensus target is $165.00, about 14.2% above the current $144.51. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Bank First National Corp's revenue?

Bank First National Corp's trailing twelve-month revenue is $193.62M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Bank First National Corp's Altman Z-Score is 0.35, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio8.41x
ROE8.93%
Beta0.42
50D MA$142.33
200D MA$133.84
Shares out0.01B
Float0.01B
Short ratio
Avg volume0.1M

Performance

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YTD
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