WallStSmart
BAFN

Bayfirst Financial Corp

NASDAQ: BAFN · FINANCIAL SERVICES · BANKS - REGIONAL

$8.33
+4.13% today

Updated 2026-04-30

Market cap
$32.88M
P/E ratio
P/S ratio
0.83x
EPS (TTM)
$-5.93
Dividend yield
1.93%
52W range
$5 – $17
Volume
0.0M

WallStSmart proprietary scores

40
out of 100
Grade: D
Sell
Investment rating
6.7
Growth
B
4.8
Quality
C
2.0
Profitability
F
5.0
Valuation
C+
3/9
Piotroski F-Score
Weak
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →200 stocks currently score above 75

Price targets

Analyst target
$—
12-Month target
Intrinsic (DCF)
Margin of safety

Price chart

X-Ray snapshot

Strengths
+ Free cash flow $100.51M — positive
+ Debt/equity 0.39x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Thin margins at -57.90%
- Revenue declining -68.10% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$66.41M$110.85M$125.24M$104.19M$39.59M
Net income$-349000.00$5.70M$12.60M$-22.94M$-2.46M
EPS$-5.93
Free cash flow$432.19M$447.21M$388.84M$285.00M$100.51M
Profit margin-0.53%5.14%10.06%-22.01%-57.90%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
BAFN$32.88M406.72.05.04.8Hold
BRK-A$1.01T533.37.55.08.0Buy
BRK-B$1.01T543.37.55.08.0Buy
JPM$844.23B738.08.05.75.5Strong Buy
V$596.57B687.310.05.05.5Strong Buy
MA$449.94B708.010.04.36.0Strong Buy

Smart narrative

Bayfirst Financial Corp trades at $8.33. Our Smart Value Score of 40/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. TTM revenue stands at $39.59M. with profit margins at -57.90%.

Frequently asked questions

What is Bayfirst Financial Corp's stock price?
Bayfirst Financial Corp (BAFN) trades at $8.33.
Is Bayfirst Financial Corp overvalued?
Smart Value Score 40/100 (Grade D, Sell).
What is the price target of Bayfirst Financial Corp (BAFN)?
The analyst target price is $—, representing NaN% downside from the current price of $8.33.
What is Bayfirst Financial Corp's revenue?
TTM revenue is $39.59M.
Piotroski F-Score?
3/9 — weak financial health.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio0.83x
ROE-23.10%
Beta0.31
50D MA$6.69
200D MA$8.52
Shares out0.00B
Float0.00B
Short ratio
Avg volume0.0M

Performance

1 week
1 month
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YTD
1 year
3 years
5 years