BAFN
Bayfirst Financial Corp
NASDAQ: BAFN · FINANCIAL SERVICES · BANKS - REGIONAL
$6.95
-0.55% today
Updated 2026-06-05
Market cap
$31.19M
P/E ratio
—
P/S ratio
0.99x
EPS (TTM)
$-5.54
Dividend yield
—
52W range
$5 – $16
Volume
0.0M
WallStSmart proprietary scores
40
out of 100
Grade: D
Sell
Investment rating
6.7
Growth
B7.8
Quality
B+2.0
Profitability
F5.0
Valuation
C+4/9
Piotroski F-Score
Moderate
—
Altman Z-Score
—
—
Industry rank
—
View all highly rated stocks (75+) →202 stocks currently score above 75
Price targets
Analyst target
—
—
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Debt/equity 0.25x — low leverage
Risks
- Thin margins at -89.80%
- Negative free cash flow $-3.21M
- Revenue declining -52.70% QoQ
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $66.41M | $110.85M | $125.24M | $104.19M | $31.50M |
| Net income | $-349000.00 | $5.70M | $12.60M | $-22.94M | $-5.68M |
| EPS | — | — | — | — | $-5.54 |
| Free cash flow | $432.19M | $447.21M | $388.84M | $285.00M | $-3.21M |
| Profit margin | -0.53% | 5.14% | 10.06% | -22.01% | -89.80% |
Peer comparison
Smart narrative
Bayfirst Financial Corp trades at $6.95. Our Smart Value Score of 40/100 indicates the stock is fair. The company scores 4/9 on the Piotroski F-Score. TTM revenue stands at $31.50M. with profit margins at -89.80%.
Frequently asked questions
What is Bayfirst Financial Corp's stock price?
Bayfirst Financial Corp (BAFN) trades at $6.95, on a P/S of 1.0x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Bayfirst Financial Corp overvalued?
Bayfirst Financial Corp carries a Smart Value Score of 40/100 (Grade D), which we rate Sell. That score blends growth, quality, and valuation into one read.
What is Bayfirst Financial Corp's revenue?
Bayfirst Financial Corp's trailing twelve-month revenue is $31.50M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio0.99x
ROE-32.30%
Beta0.47
50D MA$6.87
200D MA$7.67
Shares out0.01B
Float0.00B
Short ratio—
Avg volume0.0M
Performance
1 week—
1 month—
3 months—
YTD—
1 year—
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5 years—