AVBC
Avidia Bancorp, Inc.
NYSE: AVBC · FINANCIAL SERVICES · BANKS - REGIONAL
$22.23
-0.67% today
Updated 2026-07-29
Market cap
$375.68M
P/E ratio
26.97
P/S ratio
3.61x
EPS (TTM)
$0.75
Dividend yield
0.24%
52W range
$14 – $22
Volume
0.1M
WallStSmart proprietary scores
57
out of 100
Grade: C+
Hold
Investment rating
7.3
Growth
B+4.8
Quality
C6.0
Profitability
B5.3
Valuation
C+3/9
Piotroski F-Score
Weak
-0.3
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →206 stocks currently score above 75
Price targets
Analyst target
$24.00
+7.96%
12-Month target
—
—
Intrinsic (DCF)
—
Margin of safety
—
Price chart
Stock snapshot
Strengths
+ Free cash flow $7.72M — positive
+ Revenue growth 410.70% QoQ
+ Debt/equity 0.48x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Altman Z -0.33 — distress zone
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $88.85M | $124.65M | $140.75M | $147.61M | $103.98M |
| Net income | $8.96M | $12.44M | $11.48M | $-3.29M | $7.17M |
| EPS | — | — | — | — | $0.75 |
| Free cash flow | — | $12.48M | $20.45M | $24.09M | $7.72M |
| Profit margin | 10.08% | 9.98% | 8.16% | -2.23% | 13.80% |
Peer comparison
Smart narrative
Avidia Bancorp, Inc. trades at $22.23. representing a P/E of 26.97x trailing earnings. Our Smart Value Score of 57/100 indicates the stock is fair. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of -0.33, it sits in the distress. TTM revenue stands at $103.98M. with profit margins at 13.80%.
Frequently asked questions
What is Avidia Bancorp, Inc.'s stock price?
Avidia Bancorp, Inc. (AVBC) trades at $22.23, on a P/E of 27.0x and a P/S of 3.6x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.
Is Avidia Bancorp, Inc. overvalued?
Avidia Bancorp, Inc. carries a Smart Value Score of 57/100 (Grade C+), which we rate Hold. That score blends growth, quality, and valuation into one read.
What is the price target of Avidia Bancorp, Inc. (AVBC)?
The 12-month analyst consensus target is $24.00, about 8.0% above the current $22.23. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.
What is Avidia Bancorp, Inc.'s revenue?
Avidia Bancorp, Inc.'s trailing twelve-month revenue is $103.98M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.
Altman Z-Score?
Avidia Bancorp, Inc.'s Altman Z-Score is -0.33, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.
Company info
SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNYSE
CurrencyUSD
Quick metrics
P/S ratio3.61x
ROE3.73%
Beta—
50D MA$19.88
200D MA$18.21
Shares out0.02B
Float0.02B
Short ratio—
Avg volume0.1M
Performance
1 week+1.93%
1 month+12.00%
3 months+25.89%
YTD+25.52%
1 year—
3 years—
5 years—