WallStSmart
ATLO

Ames National Corporation

NASDAQ: ATLO · FINANCIAL SERVICES · BANKS - REGIONAL

$27.87
+2.19% today

Updated 2026-06-05

Market cap
$252.96M
P/E ratio
11.80
P/S ratio
3.73x
EPS (TTM)
$2.42
Dividend yield
2.20%
52W range
$16 – $29
Volume
0.1M

WallStSmart proprietary scores

75
out of 100
Grade: B+
Buy
Investment rating
8.7
Growth
A
8.0
Quality
A
7.5
Profitability
B+
7.0
Valuation
B+
7/9
Piotroski F-Score
Strong
1.2
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$31.00
+11.23%
12-Month target
$26.64
-4.41%
Intrinsic (DCF)
Margin of safety
0 Strong Buy0 Buy1 Hold0 Sell0 Strong Sell

Price chart

Stock snapshot

Strengths
+ Piotroski 7/9 — strong financial health
+ Profit margin 31.20% — above average
+ Free cash flow $7.96M — positive
+ Revenue growth 28.00% QoQ
+ Debt/equity 0.26x — low leverage
Risks
- Altman Z 1.15 — distress zone

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$71.24M$83.52M$92.44M$98.26M$69.09M
Net income$19.29M$10.82M$10.22M$19.03M$5.96M
EPS$2.42
Free cash flow$18.37M$14.31M$14.00M$20.70M$7.96M
Profit margin27.08%12.95%11.05%19.36%31.20%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
ATLO$252.96M758.77.57.08.0Strong Buy
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

Ames National Corporation trades at $27.87. representing a P/E of 11.80x trailing earnings. Our Smart Value Score of 75/100 indicates the stock is good. The company scores 7/9 on the Piotroski F-Score. With an Altman Z-Score of 1.15, it sits in the distress. TTM revenue stands at $69.09M. with profit margins at 31.20%.

Frequently asked questions

What is Ames National Corporation's stock price?

Ames National Corporation (ATLO) trades at $27.87, on a P/E of 11.8x and a P/S of 3.7x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Ames National Corporation overvalued?

Ames National Corporation carries a Smart Value Score of 75/100 (Grade B+), which we rate Buy. That score blends growth, quality, and valuation into one read.

What is the price target of Ames National Corporation (ATLO)?

The 12-month analyst consensus target is $31.00, about 11.2% above the current $27.87. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Ames National Corporation's revenue?

Ames National Corporation's trailing twelve-month revenue is $69.09M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Ames National Corporation's Altman Z-Score is 1.15, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio3.73x
ROE10.38%
Beta0.29
50D MA$28.38
200D MA$24.25
Shares out0.01B
Float0.01B
Short ratio
Avg volume0.1M

Performance

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YTD
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