ATLC
Atlanticus Holdings Corporation
NASDAQ: ATLC · FINANCIAL SERVICES · CREDIT SERVICES
$79.41
+3.56% today
Updated 2026-04-30
Market cap
$1.18B
P/E ratio
13.24
P/S ratio
2.11x
EPS (TTM)
$5.96
Dividend yield
—
52W range
$46 – $79
Volume
0.1M
WallStSmart proprietary scores
67
out of 100
Grade: B
Buy
Investment rating
9.3
Growth
A+3.5
Quality
D7.5
Profitability
B+6.0
Valuation
B3/9
Piotroski F-Score
Weak
0.8
Altman Z-Score
Distress
—
Industry rank
—
View all highly rated stocks (75+) →200 stocks currently score above 75
Price targets
Analyst target
$92.40
+16.36%
12-Month target
$66.40
-16.38%
Intrinsic (DCF)
—
Margin of safety
—
1 Strong Buy4 Buy0 Hold0 Sell0 Strong Sell
Price chart
X-Ray snapshot
Strengths
+ Profit margin 21.90% — above average
+ Free cash flow $263.57M — positive
+ Revenue growth 50.10% QoQ
Risks
- Piotroski 3/9 — weak financial health
- Altman Z 0.76 — distress zone
- Debt/equity 9.63x — high leverage
Key financials
Revenue Net Income Free Cash Flow
| Metric | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|
| Revenue | $374.42M | $365.68M | $459.57M | $704.50M | $557.17M |
| Net income | $135.60M | $102.84M | $111.30M | $122.20M | $35.13M |
| EPS | — | — | — | — | $5.96 |
| Free cash flow | $341.28M | $455.32M | $467.62M | $632.94M | $263.57M |
| Profit margin | 36.22% | 28.12% | 24.22% | 17.35% | 21.90% |
Recent insider activity
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| 2026-03-20 | SAUNDERS, MITCHELL | Sale | 70 | $54.67 |
| 2026-03-20 | MCCAMEY, WILLIAM | Sale | 330 | $54.67 |
| 2026-03-20 | HOWARD, JEFFREY A. | Sale | 474 | $54.67 |
Peer comparison
Smart narrative
Atlanticus Holdings Corporation trades at $79.41. representing a P/E of 13.24x trailing earnings. Our Smart Value Score of 67/100 indicates the stock is good. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of 0.76, it sits in the distress. TTM revenue stands at $557.17M. with profit margins at 21.90%.
Frequently asked questions
What is Atlanticus Holdings Corporation's stock price?
Atlanticus Holdings Corporation (ATLC) trades at $79.41.
Is Atlanticus Holdings Corporation overvalued?
Smart Value Score 67/100 (Grade B, Buy).
What is the price target of Atlanticus Holdings Corporation (ATLC)?
The analyst target price is $92.40, representing +16.4% upside from the current price of $79.41.
What is the future stock price of ATLC by 2030?
Our revenue-driven model estimates Atlanticus Holdings Corporation could reach $153.99 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is Atlanticus Holdings Corporation's revenue?
TTM revenue is $557.17M.
Piotroski F-Score?
3/9 — weak financial health.
Altman Z-Score?
0.76 — distress.
Company info
SectorFINANCIAL SERVICES
IndustryCREDIT SERVICES
CountryUSA
ExchangeNASDAQ
CurrencyUSD
Quick metrics
P/S ratio2.11x
ROE19.70%
Beta1.88
50D MA$57.96
200D MA$59.11
Shares out0.01B
Float0.00B
Short ratio—
Avg volume0.1M
Performance
1 week+19.87%
1 month+39.89%
3 months+12.25%
YTD+0.21%
1 year—
3 years—
5 years—