WallStSmart
AROW

Arrow Financial Corporation

NASDAQ: AROW · FINANCIAL SERVICES · BANKS - REGIONAL

$36.85
+2.19% today

Updated 2026-04-30

Market cap
$609.01M
P/E ratio
11.93
P/S ratio
3.85x
EPS (TTM)
$3.09
Dividend yield
52W range
$24 – $38
Volume
0.1M

WallStSmart proprietary scores

76
out of 100
Grade: B+
Buy
Investment rating
9.3
Growth
A+
5.0
Quality
C+
7.5
Profitability
B+
5.7
Valuation
C+
/9
Piotroski F-Score
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →206 stocks currently score above 75

Price targets

Analyst target
$35.50
-3.66%
12-Month target
$41.51
+12.65%
Intrinsic (DCF)
Margin of safety
0 Strong Buy0 Buy1 Hold0 Sell0 Strong Sell

Price chart

X-Ray snapshot

Strengths
+ Profit margin 27.80% — above average
+ Free cash flow $4.83M — positive
+ Revenue growth 37.00% QoQ
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$149.24M$191.68M$223.07M$242.58M$158.32M
Net income$48.80M$30.07M$29.71M$43.95M$14.01M
EPS$3.09
Free cash flow$45.46M$45.46M$28.87M$36.19M$4.83M
Profit margin32.70%15.69%13.32%18.12%27.80%

Recent insider activity

DateInsiderTypeSharesPrice
2026-03-18WHITE, DANIEL JAMESBuy266$31.76
2026-03-18READ, COLIN LBuy226$31.76
2026-03-18O'CONOR, RAYMOND FBuy236$31.76

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
AROW$609.01M769.37.55.75.0Strong Buy
BRK-B$1.03T543.37.55.08.0Buy
BRK-A$1.02T513.37.55.08.0Buy
JPM$828.64B738.08.05.75.5Strong Buy
V$636.99B687.310.05.05.5Strong Buy
MA$444.77B708.010.04.36.0Strong Buy

Smart narrative

Arrow Financial Corporation trades at $36.85. representing a P/E of 11.93x trailing earnings. Our Smart Value Score of 76/100 indicates the stock is good. TTM revenue stands at $158.32M. with profit margins at 27.80%.

Frequently asked questions

What is Arrow Financial Corporation's stock price?
Arrow Financial Corporation (AROW) trades at $36.85.
Is Arrow Financial Corporation overvalued?
Smart Value Score 76/100 (Grade B+, Buy).
What is the price target of Arrow Financial Corporation (AROW)?
The analyst target price is $35.50, representing -3.7% downside from the current price of $36.85.
What is the future stock price of AROW by 2030?
Our revenue-driven model estimates Arrow Financial Corporation could reach $50.54 by 2030, based on historical CAGR, margin trends, and capped P/E multiples.
What is Arrow Financial Corporation's revenue?
TTM revenue is $158.32M.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio3.85x
ROE10.60%
Beta0.76
50D MA$34.43
200D MA$31.07
Shares out0.02B
Float0.01B
Short ratio
Avg volume0.1M

Performance

1 week+2.19%
1 month+8.38%
3 months+8.99%
YTD+17.36%
1 year
3 years
5 years