WallStSmart
ALLY

Ally Financial Inc

NYSE: ALLY · FINANCIAL SERVICES · CREDIT SERVICES

$42.74
+0.85% today

Updated 2026-06-05

Market cap
$13.60B
P/E ratio
10.77
P/S ratio
1.77x
EPS (TTM)
$4.12
Dividend yield
2.76%
52W range
$35 – $47
Volume
3.3M

Ally Financial Inc (ALLY) Financial statements

SEC filings — annual and quarterly data.

Profit margin
7.01%
Operating margin
8.65%
ROE
8.94%
ROA
0.72%
Debt/equity
1.38x

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$35.34B$2.13B50.30%6.31%6.01%
2007$28.07B$-2.33B37.75%-6.43%-8.31%
2008$21.19B$1.87B36.10%22.35%8.81%
2009$16.13B$-10.30B21.30%-42.83%-63.84%
2010$16.28B$1.07B56.33%7.00%6.60%
2011$9.02B$-157.00M47.17%-1.96%-1.74%
2012$10.06B$1.20B56.47%5.11%11.88%
2013$9.62B$361.00M60.30%3.71%3.75%
2014$9.85B$1.15B67.11%12.65%11.67%
2015$9.84B$1.29B68.14%14.15%13.09%
2016$9.82B$1.07B63.88%16.10%10.87%
2017$9.85B$929.00M59.35%15.30%9.43%
2018$10.42B$1.26B56.29%15.56%12.12%
2019$11.56B$1.72B54.65%17.02%14.84%
2020$7.64B$1.08B100.00%60.96%14.21%
2021$8.91B$3.06B1.48%72.43%34.34%
2022$9.34B$1.71B1.09%60.06%18.35%
2023$15.97B$957.00M44.48%6.91%5.99%
2024$16.37B$668.00M41.12%5.11%4.08%
2025$12.15B$852.00M51.98%8.65%7.01%

Frequently asked questions

What is Ally Financial Inc's revenue?

Ally Financial Inc's trailing twelve-month revenue is $7.69B. Revenue is the top line the whole model builds on, and at this scale the question shifts from how fast it grows to whether margins hold as it compounds.

How profitable is ALLY?

In its most recent fiscal year, ALLY ran a gross margin of 51.98%, an operating margin of 8.65%, and a net margin of 7.01%. Margins this high mean most of each extra dollar of revenue drops through to profit, which is the signature of real pricing power.

How much free cash flow does ALLY generate?

ALLY produced $-647.00M in free cash flow in its most recent fiscal year. Free cash flow is what is left after running and reinvesting in the business, and it is the cash that actually funds buybacks, dividends, and a stronger balance sheet.

Is ALLY's balance sheet healthy?

ALLY holds $10.03B in cash and equivalents against $17.07B in long-term debt, on $15.50B of shareholder equity. That debt is best read against the cash flow the business throws off each year.