WallStSmart
AIFU

Fanhua Inc.

NASDAQ: AIFU · FINANCIAL SERVICES · INSURANCE BROKERS

$1.53
+7.20% today

Updated 2026-06-05

Market cap
$237.70M
P/E ratio
P/S ratio
0.43x
EPS (TTM)
$-33.23
Dividend yield
52W range
$1 – $9
Volume
0.0M

WallStSmart proprietary scores

23
out of 100
Grade: F
Strong Sell
Investment rating
2.0
Growth
F
5.0
Quality
C+
4.5
Profitability
C
5.0
Valuation
C+
3/9
Piotroski F-Score
Weak
-4.4
Altman Z-Score
Distress
Industry rank
View all highly rated stocks (75+) →202 stocks currently score above 75

Price targets

Analyst target
$6.00
+292.16%
12-Month target
$1.31
-14.38%
Intrinsic (DCF)
Margin of safety

Price chart

Stock snapshot

Strengths
+ ROE 40.30% — strong efficiency
+ Debt/equity 0.18x — low leverage
Risks
- Piotroski 3/9 — weak financial health
- Altman Z -4.41 — distress zone
- Thin margins at 0.00%
- Negative free cash flow $-19.61M
- Revenue declining -39.80% QoQ

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$2.78B$3.20B$1.81B$556.57M$556.57M
Net income$100.27M$280.48M$454.96M$-2.28B$-2.28B
EPS$-33.23
Free cash flow$60.01M$88.79M$134.40M$-19.61M$-19.61M
Profit margin3.60%8.77%25.15%-408.83%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
AIFU$237.70M232.04.55.05.0Avoid
BRK-B$1.02T626.76.55.08.0Buy
BRK-A$1.02T616.76.55.07.0Buy
JPM$806.43B738.08.05.73.0Strong Buy
V$603.46B748.710.05.75.5Strong Buy
MA$422.07B708.010.05.05.5Strong Buy

Smart narrative

Fanhua Inc. trades at $1.53. Our Smart Value Score of 23/100 indicates the stock is weak. The company scores 3/9 on the Piotroski F-Score. With an Altman Z-Score of -4.41, it sits in the distress. TTM revenue stands at $556.57M.

Frequently asked questions

What is Fanhua Inc.'s stock price?

Fanhua Inc. (AIFU) trades at $1.53, on a P/S of 0.4x. Those multiples show what the market is paying for each dollar of earnings and sales, which is the real starting point for judging whether the price is reasonable.

Is Fanhua Inc. overvalued?

Fanhua Inc. carries a Smart Value Score of 23/100 (Grade F), which we rate Strong Sell. That score blends growth, quality, and valuation into one read.

What is the price target of Fanhua Inc. (AIFU)?

The 12-month analyst consensus target is $6.00, about 292.2% above the current $1.53. A consensus target is the average of Wall Street's 12-month forecasts, so it works as a sentiment gauge rather than a guarantee, and it resets with every earnings cycle.

What is Fanhua Inc.'s revenue?

Fanhua Inc.'s trailing twelve-month revenue is $556.57M. Revenue scale anchors the valuation multiples and shows whether growth is reaching the top line, so it is best read alongside margin and growth trends to see if that revenue is getting more profitable over time.

Altman Z-Score?

Fanhua Inc.'s Altman Z-Score is -4.41, which places it in the distress. The Altman Z-Score gauges bankruptcy risk from profitability, leverage, and asset efficiency, and a higher reading points to lower financial distress risk.

Company info

SectorFINANCIAL SERVICES
IndustryINSURANCE BROKERS
CountryChina
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio0.43x
ROE40.30%
Beta0.23
50D MA$1.61
200D MA$3.10
Shares out0.12B
Float0.01B
Short ratio
Avg volume0.0M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years