WallStSmart
AFBI

Affinity Bancshares Inc

NASDAQ: AFBI · FINANCIAL SERVICES · BANKS - REGIONAL

$22.48
+0.09% today

Updated 2026-05-11

Market cap
$136.89M
P/E ratio
16.39
P/S ratio
9.59x
EPS (TTM)
$1.37
Dividend yield
52W range
$18 – $23
Volume
0.0M

WallStSmart proprietary scores

39
out of 100
Grade: D
Sell
Investment rating
7.3
Growth
B+
5.8
Quality
C+
5.0
Profitability
C+
6.0
Valuation
B
6/9
Piotroski F-Score
Moderate
Altman Z-Score
Industry rank
View all highly rated stocks (75+) →198 stocks currently score above 75

Price targets

Analyst target
$—
12-Month target
$24.86
+10.59%
Intrinsic (DCF)
Margin of safety

Price chart

Stock snapshot

Strengths
+ Free cash flow $4.40M — positive
+ Debt/equity 0.43x — low leverage
Risks
No major risks identified

Key financials

Revenue Net Income Free Cash Flow
Metric2022202320242025TTM
Revenue$34.54M$45.17M$49.99M$52.93M$14.28M
Net income$7.13M$6.45M$5.44M$8.33M$2.28M
EPS$1.37
Free cash flow$6.17M$7.34M$6.37M$11.22M$4.40M
Profit margin20.66%14.28%10.88%15.74%10.90%

Peer comparison

CompanyMkt CapScoreGrowthProfitValueQualityMoSRating
AFBI$136.89M397.35.06.05.8Hold
BRK-A$1.03T596.76.55.08.5Buy
BRK-B$1.02T626.76.55.08.0Buy
JPM$820.65B738.08.05.75.5Strong Buy
V$610.99B728.710.05.05.5Strong Buy
MA$442.62B708.010.05.06.0Strong Buy

Smart narrative

Affinity Bancshares Inc trades at $22.48. representing a P/E of 16.39x trailing earnings. Our Smart Value Score of 39/100 indicates the stock is weak. The company scores 6/9 on the Piotroski F-Score. TTM revenue stands at $14.28M. with profit margins at 10.90%.

Frequently asked questions

What is Affinity Bancshares Inc's stock price?
Affinity Bancshares Inc (AFBI) trades at $22.48.
Is Affinity Bancshares Inc overvalued?
Smart Value Score 39/100 (Grade D, Sell).
What is the price target of Affinity Bancshares Inc (AFBI)?
The analyst target price is $—, representing NaN% downside from the current price of $22.48.
What is Affinity Bancshares Inc's revenue?
TTM revenue is $14.28M.
Piotroski F-Score?
6/9 — moderate financial health.

Company info

SectorFINANCIAL SERVICES
IndustryBANKS - REGIONAL
CountryUSA
ExchangeNASDAQ
CurrencyUSD

Quick metrics

P/S ratio9.59x
ROE2.05%
Beta-0.04
50D MA$21.06
200D MA$20.04
Shares out0.01B
Float0.00B
Short ratio
Avg volume0.0M

Performance

1 week
1 month
3 months
YTD
1 year
3 years
5 years