UWM Holdings Corp (UWMC)vsWalker & Dunlop Inc (WD)
UWMC
UWM Holdings Corp
$1.35
+0.75%
FINANCIAL SERVICES · Cap: $3.98B
WD
Walker & Dunlop Inc
$40.53
+0.50%
FINANCIAL SERVICES · Cap: $1.42B
Smart Verdict
WallStSmart Research — data-driven comparison
UWM Holdings Corp generates 144% more annual revenue ($2.93B vs $1.20B). WD leads profitability with a 3.3% profit margin vs -1.3%. WD earns a higher WallStSmart Score of 46/100 (D+).
UWMC
Hold35
out of 100
Grade: F
WD
Hold46
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 277.8% YoY
Every $100 of equity generates 29 in profit
Reasonable price relative to book value
Areas to Watch
Revenue declined 70.6%
Distress zone — elevated risk
Currently unprofitable
Operating margin of -111.0%
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
ROE of 4.2% — below average capital efficiency
3.3% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : UWMC
The strongest argument for UWMC centers on EPS Growth, Return on Equity.
Bull Case : WD
The strongest argument for WD centers on Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.
Bear Case : UWMC
The primary concerns for UWMC are Revenue Growth, Altman Z-Score, Profit Margin. Debt-to-equity of 109.53 is elevated, increasing financial risk.
Bear Case : WD
The primary concerns for WD are P/E Ratio, Market Cap, Return on Equity. Thin 3.3% margins leave little buffer for downturns.
Key Dynamics to Monitor
UWMC profiles as a turnaround stock while WD is a value play — different risk/reward profiles.
UWMC carries more volatility with a beta of 1.82 — expect wider price swings.
WD is growing revenue faster at -10.0% — sustainability is the question.
UWMC generates stronger free cash flow (335M), providing more financial flexibility.
Bottom Line
WD scores higher overall (46/100 vs 35/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
UWM Holdings Corp
FINANCIAL SERVICES · MORTGAGE FINANCE · USA
UWM Holdings Corporation is engaged in the residential mortgage loan business in the United States. The company is headquartered in Pontiac, Michigan.
Walker & Dunlop Inc
FINANCIAL SERVICES · MORTGAGE FINANCE · USA
Walker & Dunlop, Inc. originates, sells and services a variety of commercial and multifamily real estate financing products and services for real estate owners and developers in the United States. The company is headquartered in Bethesda, Maryland.
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