Loandepot Inc (LDI)vsWalker & Dunlop Inc (WD)
LDI
Loandepot Inc
$1.18
-5.60%
FINANCIAL SERVICES · Cap: $765.32M
WD
Walker & Dunlop Inc
$51.25
-0.85%
FINANCIAL SERVICES · Cap: $1.72B
Smart Verdict
WallStSmart Research — data-driven comparison
Loandepot Inc generates 0% more annual revenue ($1.23B vs $1.23B). WD leads profitability with a 5.7% profit margin vs -6.3%. WD earns a higher WallStSmart Score of 66/100 (B-).
LDI
Avoid29
out of 100
Grade: F
WD
Strong Buy66
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Reasonable price relative to book value
Revenue surging 32.0% year-over-year
Earnings expanding 471.1% YoY
Areas to Watch
1.7% revenue growth
Smaller company, higher risk/reward
ROE of -38.3% — below average capital efficiency
Earnings declined 98.8%
Smaller company, higher risk/reward
ROE of 4.2% — below average capital efficiency
5.7% margin — thin
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : LDI
The strongest argument for LDI centers on Price/Book.
Bull Case : WD
The strongest argument for WD centers on Price/Book, Revenue Growth, EPS Growth. Revenue growth of 32.0% demonstrates continued momentum. PEG of 1.09 suggests the stock is reasonably priced for its growth.
Bear Case : LDI
The primary concerns for LDI are Revenue Growth, Market Cap, Return on Equity. Debt-to-equity of 25.32 is elevated, increasing financial risk.
Bear Case : WD
The primary concerns for WD are Market Cap, Return on Equity, Profit Margin. Debt-to-equity of 1.95 is elevated, increasing financial risk.
Key Dynamics to Monitor
LDI profiles as a turnaround stock while WD is a hypergrowth play — different risk/reward profiles.
LDI carries more volatility with a beta of 3.04 — expect wider price swings.
WD is growing revenue faster at 32.0% — sustainability is the question.
LDI generates stronger free cash flow (-177M), providing more financial flexibility.
Bottom Line
WD scores higher overall (66/100 vs 29/100) and 32.0% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Loandepot Inc
FINANCIAL SERVICES · MORTGAGE FINANCE · USA
LoanDepot, Inc. is dedicated to the origination and servicing of conventional and government mortgage loans in the United States. The company is headquartered in Foothill Ranch, California.
Walker & Dunlop Inc
FINANCIAL SERVICES · MORTGAGE FINANCE · USA
Walker & Dunlop, Inc. originates, sells and services a variety of commercial and multifamily real estate financing products and services for real estate owners and developers in the United States. The company is headquartered in Bethesda, Maryland.
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