Loandepot Inc (LDI)vsWalker & Dunlop Inc (WD)
LDI
Loandepot Inc
$0.84
+0.40%
FINANCIAL SERVICES · Cap: $417.66M
WD
Walker & Dunlop Inc
$40.53
+0.50%
FINANCIAL SERVICES · Cap: $1.42B
Smart Verdict
WallStSmart Research — data-driven comparison
Loandepot Inc generates 5% more annual revenue ($1.26B vs $1.20B). WD leads profitability with a 3.3% profit margin vs -5.5%. WD earns a higher WallStSmart Score of 46/100 (D+).
LDI
Hold36
out of 100
Grade: F
WD
Hold46
out of 100
Grade: D+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
ROE of -34.5% — below average capital efficiency
Earnings declined 98.8%
Distress zone — elevated risk
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
ROE of 4.2% — below average capital efficiency
3.3% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : LDI
The strongest argument for LDI centers on Price/Book.
Bull Case : WD
The strongest argument for WD centers on Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.
Bear Case : LDI
The primary concerns for LDI are Market Cap, Return on Equity, EPS Growth. Debt-to-equity of 22.93 is elevated, increasing financial risk.
Bear Case : WD
The primary concerns for WD are P/E Ratio, Market Cap, Return on Equity. Thin 3.3% margins leave little buffer for downturns.
Key Dynamics to Monitor
LDI profiles as a turnaround stock while WD is a value play — different risk/reward profiles.
LDI carries more volatility with a beta of 3.12 — expect wider price swings.
LDI is growing revenue faster at 9.7% — sustainability is the question.
LDI generates stronger free cash flow (510M), providing more financial flexibility.
Bottom Line
WD scores higher overall (46/100 vs 36/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Loandepot Inc
FINANCIAL SERVICES · MORTGAGE FINANCE · USA
LoanDepot, Inc. is dedicated to the origination and servicing of conventional and government mortgage loans in the United States. The company is headquartered in Foothill Ranch, California.
Walker & Dunlop Inc
FINANCIAL SERVICES · MORTGAGE FINANCE · USA
Walker & Dunlop, Inc. originates, sells and services a variety of commercial and multifamily real estate financing products and services for real estate owners and developers in the United States. The company is headquartered in Bethesda, Maryland.
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