WallStSmart

Ross Stores Inc (ROST)vsTillys Inc (TLYS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ross Stores Inc generates 4195% more annual revenue ($24.51B vs $570.69M). ROST leads profitability with a 10.8% profit margin vs -0.6%. TLYS appears more attractively valued with a PEG of 0.88. ROST earns a higher WallStSmart Score of 64/100 (C+).

ROST

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 4.7Quality: 7.0
Piotroski: 5/9Altman Z: 3.11

TLYS

Hold

48

out of 100

Grade: D+

Growth: 4.0Profit: 2.0Value: 5.0Quality: 4.5
Piotroski: 4/9Altman Z: 1.49
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

ROSTFair Value (-4.8%)

Margin of Safety

-4.8%

Fair Value

$183.73

Current Price

$230.74

$47.01 premium

UndervaluedFair: $183.73Overvalued

Intrinsic value data unavailable for TLYS.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

ROST4 strengths · Avg: 9.8/10
Return on EquityProfitability
39.4%10/10

Every $100 of equity generates 39 in profit

EPS GrowthGrowth
70.5%10/10

Earnings expanding 70.5% YoY

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Market CapQuality
$74.02B9/10

Large-cap with strong market position

TLYS3 strengths · Avg: 8.0/10
PEG RatioValuation
0.888/10

Growing faster than its price suggests

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
15.9%8/10

15.9% revenue growth

Areas to Watch

ROST3 concerns · Avg: 4.0/10
PEG RatioValuation
2.424/10

Expensive relative to growth rate

P/E RatioValuation
27.9x4/10

Moderate valuation

Price/BookValuation
10.9x4/10

Trading at 10.9x book value

TLYS4 concerns · Avg: 2.5/10
Market CapQuality
$134.58M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.953/10

Elevated debt levels

P/E RatioValuation
73.3x2/10

Premium valuation, high expectations priced in

Return on EquityProfitability
-18.8%2/10

ROE of -18.8% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : ROST

The strongest argument for ROST centers on Return on Equity, EPS Growth, Altman Z-Score. Revenue growth of 13.3% demonstrates continued momentum.

Bull Case : TLYS

The strongest argument for TLYS centers on PEG Ratio, Price/Book, Revenue Growth. Revenue growth of 15.9% demonstrates continued momentum. PEG of 0.88 suggests the stock is reasonably priced for its growth.

Bear Case : ROST

The primary concerns for ROST are PEG Ratio, P/E Ratio, Price/Book.

Bear Case : TLYS

The primary concerns for TLYS are Market Cap, Debt/Equity, P/E Ratio. A P/E of 73.3x leaves little room for execution misses. Debt-to-equity of 1.95 is elevated, increasing financial risk.

Key Dynamics to Monitor

ROST profiles as a value stock while TLYS is a growth play — different risk/reward profiles.

ROST carries more volatility with a beta of 0.86 — expect wider price swings.

TLYS is growing revenue faster at 15.9% — sustainability is the question.

ROST generates stronger free cash flow (624M), providing more financial flexibility.

Bottom Line

ROST scores higher overall (64/100 vs 48/100) and 13.3% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Ross Stores Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Ross Stores, Inc., operating under the brand name Ross Dress for Less, is an American chain of discount department stores headquartered in Dublin, California.

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Tillys Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Tilly's, Inc. is a specialty retailer of casual clothing, footwear, accessories and consumer goods for young men and women and boys and girls in the United States. The company is headquartered in Irvine, California.

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