The TJX Companies Inc (TJX)vsTillys Inc (TLYS)
TJX
The TJX Companies Inc
$141.39
+2.17%
CONSUMER CYCLICAL · Cap: $162.06B
TLYS
Tillys Inc
$4.36
+3.07%
CONSUMER CYCLICAL · Cap: $129.38M
Smart Verdict
WallStSmart Research — data-driven comparison
The TJX Companies Inc generates 10598% more annual revenue ($62.36B vs $582.94M). TJX leads profitability with a 9.7% profit margin vs 0.3%. TLYS appears more attractively valued with a PEG of 0.88. TLYS earns a higher WallStSmart Score of 61/100 (C+).
TJX
Buy58
out of 100
Grade: C
TLYS
Buy61
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-3.3%
Fair Value
$140.47
Current Price
$141.39
$0.92 premium
Intrinsic value data unavailable for TLYS.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Every $100 of equity generates 57 in profit
Safe zone — low bankruptcy risk
Large-cap with strong market position
Earnings expanding 23.6% YoY
Generating 1.7B in free cash flow
Earnings expanding 170.0% YoY
Growing faster than its price suggests
Reasonable price relative to book value
Areas to Watch
Moderate valuation
Trading at 14.6x book value
Elevated debt levels
Expensive relative to growth rate
Smaller company, higher risk/reward
0.3% margin — thin
Elevated debt levels
Premium valuation, high expectations priced in
Comparative Analysis Report
WallStSmart ResearchBull Case : TJX
The strongest argument for TJX centers on Return on Equity, Altman Z-Score, Market Cap.
Bull Case : TLYS
The strongest argument for TLYS centers on EPS Growth, PEG Ratio, Price/Book. PEG of 0.88 suggests the stock is reasonably priced for its growth.
Bear Case : TJX
The primary concerns for TJX are P/E Ratio, Price/Book, Debt/Equity.
Bear Case : TLYS
The primary concerns for TLYS are Market Cap, Profit Margin, Debt/Equity. A P/E of 70.5x leaves little room for execution misses. Debt-to-equity of 1.95 is elevated, increasing financial risk.
Key Dynamics to Monitor
TJX carries more volatility with a beta of 0.56 — expect wider price swings.
TLYS is growing revenue faster at 8.1% — sustainability is the question.
TJX generates stronger free cash flow (1.7B), providing more financial flexibility.
Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
TLYS scores higher overall (61/100 vs 58/100). Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
The TJX Companies Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
The TJX Companies, Inc. (abbreviated TJX) is an American multinational off-price department store corporation, headquartered in Framingham, Massachusetts.
Tillys Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Tilly's, Inc. is a specialty retailer of casual clothing, footwear, accessories and consumer goods for young men and women and boys and girls in the United States. The company is headquartered in Irvine, California.
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