Tillys Inc (TLYS)vsUrban Outfitters Inc (URBN)
TLYS
Tillys Inc
$4.36
+3.07%
CONSUMER CYCLICAL · Cap: $129.38M
URBN
Urban Outfitters Inc
$89.35
-1.52%
CONSUMER CYCLICAL · Cap: $7.42B
Smart Verdict
WallStSmart Research — data-driven comparison
Urban Outfitters Inc generates 1011% more annual revenue ($6.47B vs $582.94M). URBN leads profitability with a 8.8% profit margin vs 0.3%. TLYS appears more attractively valued with a PEG of 0.88. URBN earns a higher WallStSmart Score of 71/100 (B).
TLYS
Buy61
out of 100
Grade: C+
URBN
Strong Buy71
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Intrinsic value data unavailable for TLYS.
Margin of Safety
+3.9%
Fair Value
$73.34
Current Price
$89.35
$16.01 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Earnings expanding 170.0% YoY
Growing faster than its price suggests
Reasonable price relative to book value
Earnings expanding 75.9% YoY
Safe zone — low bankruptcy risk
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Smaller company, higher risk/reward
0.3% margin — thin
Elevated debt levels
Premium valuation, high expectations priced in
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : TLYS
The strongest argument for TLYS centers on EPS Growth, PEG Ratio, Price/Book. PEG of 0.88 suggests the stock is reasonably priced for its growth.
Bull Case : URBN
The strongest argument for URBN centers on EPS Growth, Altman Z-Score, P/E Ratio. Revenue growth of 10.4% demonstrates continued momentum. PEG of 1.24 suggests the stock is reasonably priced for its growth.
Bear Case : TLYS
The primary concerns for TLYS are Market Cap, Profit Margin, Debt/Equity. A P/E of 70.5x leaves little room for execution misses. Debt-to-equity of 1.95 is elevated, increasing financial risk.
Bear Case : URBN
No major red flags identified for URBN, but monitor valuation.
Key Dynamics to Monitor
URBN carries more volatility with a beta of 1.24 — expect wider price swings.
URBN is growing revenue faster at 10.4% — sustainability is the question.
URBN generates stronger free cash flow (301M), providing more financial flexibility.
Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.
Bottom Line
URBN scores higher overall (71/100 vs 61/100) and 10.4% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Tillys Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Tilly's, Inc. is a specialty retailer of casual clothing, footwear, accessories and consumer goods for young men and women and boys and girls in the United States. The company is headquartered in Irvine, California.
Urban Outfitters Inc
CONSUMER CYCLICAL · APPAREL RETAIL · USA
Urban Outfitters, Inc. is engaged in the retail and wholesale of general consumer products. The company is headquartered in Philadelphia, Pennsylvania.
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