WallStSmart

The Gap, Inc. (GAP)vsRoss Stores Inc (ROST)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ross Stores Inc generates 60% more annual revenue ($24.51B vs $15.33B). ROST leads profitability with a 10.8% profit margin vs 8.1%. GAP appears more attractively valued with a PEG of 1.16. GAP earns a higher WallStSmart Score of 68/100 (B-).

GAP

Strong Buy

68

out of 100

Grade: B-

Growth: 4.7Profit: 6.5Value: 6.0Quality: 5.5
Piotroski: 3/9Altman Z: 2.41

ROST

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 7.5Value: 4.7Quality: 7.0
Piotroski: 5/9Altman Z: 3.11
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GAPSignificantly Overvalued (-24.1%)

Margin of Safety

-24.1%

Fair Value

$22.12

Current Price

$20.54

$1.58 premium

UndervaluedFair: $22.12Overvalued
ROSTFair Value (-4.8%)

Margin of Safety

-4.8%

Fair Value

$183.80

Current Price

$226.61

$42.81 premium

UndervaluedFair: $183.80Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GAP4 strengths · Avg: 9.3/10
P/E RatioValuation
6.7x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
142.1%10/10

Earnings expanding 142.1% YoY

Return on EquityProfitability
21.5%9/10

Every $100 of equity generates 21 in profit

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

ROST4 strengths · Avg: 9.8/10
Return on EquityProfitability
39.4%10/10

Every $100 of equity generates 39 in profit

EPS GrowthGrowth
70.5%10/10

Earnings expanding 70.5% YoY

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Market CapQuality
$74.02B9/10

Large-cap with strong market position

Areas to Watch

GAP3 concerns · Avg: 2.7/10
Debt/EquityHealth
1.453/10

Elevated debt levels

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-2.0%2/10

Revenue declined 2.0%

ROST3 concerns · Avg: 4.0/10
PEG RatioValuation
2.424/10

Expensive relative to growth rate

P/E RatioValuation
27.9x4/10

Moderate valuation

Price/BookValuation
10.7x4/10

Trading at 10.7x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : GAP

The strongest argument for GAP centers on P/E Ratio, EPS Growth, Return on Equity. PEG of 1.16 suggests the stock is reasonably priced for its growth.

Bull Case : ROST

The strongest argument for ROST centers on Return on Equity, EPS Growth, Altman Z-Score. Revenue growth of 13.3% demonstrates continued momentum.

Bear Case : GAP

The primary concerns for GAP are Debt/Equity, Piotroski F-Score, Revenue Growth.

Bear Case : ROST

The primary concerns for ROST are PEG Ratio, P/E Ratio, Price/Book.

Key Dynamics to Monitor

GAP carries more volatility with a beta of 2.06 — expect wider price swings.

ROST is growing revenue faster at 13.3% — sustainability is the question.

ROST generates stronger free cash flow (624M), providing more financial flexibility.

Monitor APPAREL RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

GAP scores higher overall (68/100 vs 64/100). Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Gap, Inc.

CONSUMER CYCLICAL · APPAREL RETAIL · USA

The Gap, Inc. (GAP) is a leading global apparel retailer established in 1969, renowned for its strong portfolio of brands, including Gap, Banana Republic, Old Navy, and Athleta. Headquartered in San Francisco and operating in over 40 countries, the company emphasizes quality, style, and value to cater to a diverse customer base. In response to the evolving retail environment, Gap is aggressively pursuing digital transformation and sustainability initiatives, focusing on enhancing its e-commerce capabilities and introducing innovative product offerings to drive growth and maintain its competitive edge in the marketplace.

Ross Stores Inc

CONSUMER CYCLICAL · APPAREL RETAIL · USA

Ross Stores, Inc., operating under the brand name Ross Dress for Less, is an American chain of discount department stores headquartered in Dublin, California.

Visit Website →

Want to dig deeper into these stocks?