WallStSmart

Regency Centers Corporation (REG)vsUrban Edge Properties (UE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Regency Centers Corporation generates 245% more annual revenue ($1.65B vs $478.29M). REG leads profitability with a 33.1% profit margin vs 22.6%. REG appears more attractively valued with a PEG of 2.61. UE earns a higher WallStSmart Score of 64/100 (C+).

REG

Buy

63

out of 100

Grade: C+

Growth: 6.7Profit: 8.0Value: 6.0Quality: 4.3
Piotroski: 4/9Altman Z: 0.80

UE

Buy

64

out of 100

Grade: C+

Growth: 7.3Profit: 7.0Value: 5.3Quality: 6.3
Piotroski: 6/9Altman Z: 0.82
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

REGUndervalued (+47.9%)

Margin of Safety

+47.9%

Fair Value

$146.78

Current Price

$77.59

$69.19 discount

UndervaluedFair: $146.78Overvalued
UEUndervalued (+20.4%)

Margin of Safety

+20.4%

Fair Value

$26.00

Current Price

$21.61

$4.39 discount

UndervaluedFair: $26.00Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

REG3 strengths · Avg: 9.3/10
Profit MarginProfitability
33.1%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
40.7%10/10

Strong operational efficiency at 40.7%

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

UE4 strengths · Avg: 9.3/10
Operating MarginProfitability
34.1%10/10

Strong operational efficiency at 34.1%

EPS GrowthGrowth
175.5%10/10

Earnings expanding 175.5% YoY

Profit MarginProfitability
22.6%9/10

Keeps 23 of every $100 in revenue as profit

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

Areas to Watch

REG3 concerns · Avg: 2.7/10
P/E RatioValuation
26.8x4/10

Moderate valuation

PEG RatioValuation
2.612/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.802/10

Distress zone — elevated risk

UE3 concerns · Avg: 2.7/10
P/E RatioValuation
25.9x4/10

Moderate valuation

PEG RatioValuation
6.592/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.822/10

Distress zone — elevated risk

Comparative Analysis Report

WallStSmart Research

Bull Case : REG

The strongest argument for REG centers on Profit Margin, Operating Margin, Price/Book. Profitability is solid with margins at 33.1% and operating margin at 40.7%.

Bull Case : UE

The strongest argument for UE centers on Operating Margin, EPS Growth, Profit Margin. Profitability is solid with margins at 22.6% and operating margin at 34.1%.

Bear Case : REG

The primary concerns for REG are P/E Ratio, PEG Ratio, Altman Z-Score.

Bear Case : UE

The primary concerns for UE are P/E Ratio, PEG Ratio, Altman Z-Score.

Key Dynamics to Monitor

UE carries more volatility with a beta of 1.01 — expect wider price swings.

REG is growing revenue faster at 10.0% — sustainability is the question.

REG generates stronger free cash flow (48M), providing more financial flexibility.

Monitor REIT - RETAIL industry trends, competitive dynamics, and regulatory changes.

Bottom Line

UE scores higher overall (64/100 vs 63/100), backed by strong 22.6% margins. REG offers better value entry with a 47.9% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Regency Centers Corporation

REAL ESTATE · REIT - RETAIL · USA

Regency Centers Corporation is a real estate investment trust based in Jacksonville, Florida and is one of the largest operators of shopping centers with grocery stores as anchor tenants.

Urban Edge Properties

REAL ESTATE · REIT - RETAIL · USA

Urban Edge Properties is a NYSE-listed real estate investment trust focused on managing, acquiring, developing and remodeling retail real estate in urban communities, primarily in the New York metropolitan region.

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