WallStSmart

Piper Sandler Companies (PIPR)vsRoyal Bank of Canada (RY)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Royal Bank of Canada generates 3239% more annual revenue ($63.42B vs $1.90B). RY leads profitability with a 33.1% profit margin vs 14.8%. PIPR appears more attractively valued with a PEG of 1.26. PIPR earns a higher WallStSmart Score of 78/100 (B+).

PIPR

Strong Buy

78

out of 100

Grade: B+

Growth: 9.3Profit: 8.0Value: 7.3Quality: 7.8
Piotroski: 4/9Altman Z: 3.19

RY

Strong Buy

68

out of 100

Grade: B-

Growth: 7.3Profit: 8.0Value: 10.0Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PIPRSignificantly Overvalued (-84.4%)

Margin of Safety

-84.4%

Fair Value

$185.33

Current Price

$73.04

$112.29 premium

UndervaluedFair: $185.33Overvalued
RYUndervalued (+44.3%)

Margin of Safety

+44.3%

Fair Value

$306.13

Current Price

$160.19

$145.94 discount

UndervaluedFair: $306.13Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PIPR4 strengths · Avg: 9.5/10
Revenue GrowthGrowth
37.6%10/10

Revenue surging 37.6% year-over-year

EPS GrowthGrowth
65.1%10/10

Earnings expanding 65.1% YoY

Altman Z-ScoreHealth
3.1910/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
29.8%8/10

Strong operational efficiency at 29.8%

RY6 strengths · Avg: 9.3/10
Market CapQuality
$225.89B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
33.1%10/10

Keeps 33 of every $100 in revenue as profit

Operating MarginProfitability
46.2%10/10

Strong operational efficiency at 46.2%

Free Cash FlowQuality
$37.30B10/10

Generating 37.3B in free cash flow

P/E RatioValuation
15.3x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Areas to Watch

PIPR1 concerns · Avg: 3.0/10
Market CapQuality
$1.32B3/10

Smaller company, higher risk/reward

RY1 concerns · Avg: 4.0/10
PEG RatioValuation
2.414/10

Expensive relative to growth rate

Comparative Analysis Report

WallStSmart Research

Bull Case : PIPR

The strongest argument for PIPR centers on Revenue Growth, EPS Growth, Altman Z-Score. Revenue growth of 37.6% demonstrates continued momentum. PEG of 1.26 suggests the stock is reasonably priced for its growth.

Bull Case : RY

The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.

Bear Case : PIPR

The primary concerns for PIPR are Market Cap.

Bear Case : RY

The primary concerns for RY are PEG Ratio.

Key Dynamics to Monitor

PIPR profiles as a growth stock while RY is a mature play — different risk/reward profiles.

PIPR carries more volatility with a beta of 1.54 — expect wider price swings.

PIPR is growing revenue faster at 37.6% — sustainability is the question.

RY generates stronger free cash flow (37.3B), providing more financial flexibility.

Bottom Line

PIPR scores higher overall (78/100 vs 68/100) and 37.6% revenue growth. RY offers better value entry with a 44.3% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Piper Sandler Companies

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Piper Sandler Companies is an investment bank and institutional securities firm serving corporations, private equity groups, public entities, non-profit entities, and institutional investors in the United States and internationally. The company is headquartered in Minneapolis, Minnesota.

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Royal Bank of Canada

FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA

Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.

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