WallStSmart

Robinhood Markets Inc (HOOD)vsPiper Sandler Companies (PIPR)

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Smart Verdict

WallStSmart Research — data-driven comparison

Robinhood Markets Inc generates 140% more annual revenue ($5.08B vs $2.12B). HOOD leads profitability with a 39.0% profit margin vs 14.5%. PIPR appears more attractively valued with a PEG of 1.26. PIPR earns a higher WallStSmart Score of 74/100 (B).

HOOD

Buy

62

out of 100

Grade: C+

Growth: 6.0Profit: 8.5Value: 5.0Quality: 3.0
Piotroski: 3/9Altman Z: 0.65

PIPR

Strong Buy

74

out of 100

Grade: B

Growth: 8.7Profit: 8.0Value: 6.3Quality: 7.0
Piotroski: 3/9Altman Z: 2.97

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

HOOD4 strengths · Avg: 9.5/10
Profit MarginProfitability
39.0%10/10

Keeps 39 of every $100 in revenue as profit

Operating MarginProfitability
48.1%10/10

Strong operational efficiency at 48.1%

Market CapQuality
$76.53B9/10

Large-cap with strong market position

Return on EquityProfitability
21.9%9/10

Every $100 of equity generates 22 in profit

PIPR6 strengths · Avg: 8.7/10
EPS GrowthGrowth
61.0%10/10

Earnings expanding 61.0% YoY

Return on EquityProfitability
21.0%9/10

Every $100 of equity generates 21 in profit

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

P/E RatioValuation
15.9x8/10

Attractively priced relative to earnings

Operating MarginProfitability
21.6%8/10

Strong operational efficiency at 21.6%

Revenue GrowthGrowth
24.9%8/10

Revenue surging 24.9% year-over-year

Areas to Watch

HOOD4 concerns · Avg: 2.8/10
P/E RatioValuation
39.2x4/10

Premium valuation, high expectations priced in

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

EPS GrowthGrowth
-16.4%2/10

Earnings declined 16.4%

Altman Z-ScoreHealth
0.652/10

Distress zone — elevated risk

PIPR1 concerns · Avg: 3.0/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : HOOD

The strongest argument for HOOD centers on Profit Margin, Operating Margin, Market Cap. Profitability is solid with margins at 39.0% and operating margin at 48.1%. Revenue growth of 11.8% demonstrates continued momentum.

Bull Case : PIPR

The strongest argument for PIPR centers on EPS Growth, Return on Equity, Debt/Equity. Revenue growth of 24.9% demonstrates continued momentum. PEG of 1.26 suggests the stock is reasonably priced for its growth.

Bear Case : HOOD

The primary concerns for HOOD are P/E Ratio, Piotroski F-Score, EPS Growth. Debt-to-equity of 2.40 is elevated, increasing financial risk.

Bear Case : PIPR

The primary concerns for PIPR are Piotroski F-Score.

Key Dynamics to Monitor

HOOD profiles as a mature stock while PIPR is a growth play — different risk/reward profiles.

HOOD carries more volatility with a beta of 2.35 — expect wider price swings.

PIPR is growing revenue faster at 24.9% — sustainability is the question.

HOOD generates stronger free cash flow (696M), providing more financial flexibility.

Bottom Line

PIPR scores higher overall (74/100 vs 62/100) and 24.9% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Robinhood Markets Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Robinhood Markets Inc (HOOD) is a leading fintech company revolutionizing retail investing since 2013 with its innovative, commission-free trading platform. By offering a diverse range of investment products—including stocks, ETFs, options, and cryptocurrencies—Robinhood caters to a broad demographic, particularly engaging younger investors. The company is committed to financial education and inclusivity, further solidified by its unique features like fractional shares and advanced cash management solutions. With a focus on transparency and efficiency, Robinhood is well-positioned as a key player in the evolving digital brokerage landscape.

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Piper Sandler Companies

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Piper Sandler Companies is an investment bank and institutional securities firm serving corporations, private equity groups, public entities, non-profit entities, and institutional investors in the United States and internationally. The company is headquartered in Minneapolis, Minnesota.

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