WallStSmart

Goldman Sachs Group Inc (GS)vsPiper Sandler Companies (PIPR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Goldman Sachs Group Inc generates 3027% more annual revenue ($59.40B vs $1.90B). GS leads profitability with a 28.9% profit margin vs 14.8%. PIPR appears more attractively valued with a PEG of 1.26. PIPR earns a higher WallStSmart Score of 78/100 (B+).

GS

Strong Buy

73

out of 100

Grade: B

Growth: 8.7Profit: 7.5Value: 10.0Quality: 5.0
Piotroski: 5/9

PIPR

Strong Buy

78

out of 100

Grade: B+

Growth: 9.3Profit: 8.0Value: 7.3Quality: 7.8
Piotroski: 4/9Altman Z: 3.19
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

GSUndervalued (+52.4%)

Margin of Safety

+52.4%

Fair Value

$1768.48

Current Price

$841.84

$926.64 discount

UndervaluedFair: $1768.48Overvalued
PIPRSignificantly Overvalued (-84.4%)

Margin of Safety

-84.4%

Fair Value

$185.33

Current Price

$74.50

$110.83 premium

UndervaluedFair: $185.33Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

GS6 strengths · Avg: 8.8/10
Market CapQuality
$250.66B10/10

Mega-cap, among the largest globally

Operating MarginProfitability
38.3%10/10

Strong operational efficiency at 38.3%

Profit MarginProfitability
28.9%9/10

Keeps 29 of every $100 in revenue as profit

P/E RatioValuation
16.3x8/10

Attractively priced relative to earnings

Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
15.2%8/10

15.2% revenue growth

PIPR4 strengths · Avg: 9.5/10
Revenue GrowthGrowth
37.6%10/10

Revenue surging 37.6% year-over-year

EPS GrowthGrowth
65.1%10/10

Earnings expanding 65.1% YoY

Altman Z-ScoreHealth
3.1910/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
29.8%8/10

Strong operational efficiency at 29.8%

Areas to Watch

GS1 concerns · Avg: 2.0/10
Free Cash FlowQuality
$-16.81B2/10

Negative free cash flow — burning cash

PIPR1 concerns · Avg: 3.0/10
Market CapQuality
$1.32B3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : GS

The strongest argument for GS centers on Market Cap, Operating Margin, Profit Margin. Profitability is solid with margins at 28.9% and operating margin at 38.3%. Revenue growth of 15.2% demonstrates continued momentum.

Bull Case : PIPR

The strongest argument for PIPR centers on Revenue Growth, EPS Growth, Altman Z-Score. Revenue growth of 37.6% demonstrates continued momentum. PEG of 1.26 suggests the stock is reasonably priced for its growth.

Bear Case : GS

The primary concerns for GS are Free Cash Flow.

Bear Case : PIPR

The primary concerns for PIPR are Market Cap.

Key Dynamics to Monitor

PIPR carries more volatility with a beta of 1.54 — expect wider price swings.

PIPR is growing revenue faster at 37.6% — sustainability is the question.

PIPR generates stronger free cash flow (844M), providing more financial flexibility.

Monitor CAPITAL MARKETS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PIPR scores higher overall (78/100 vs 73/100) and 37.6% revenue growth. GS offers better value entry with a 52.4% margin of safety. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Goldman Sachs Group Inc

FINANCIAL SERVICES · CAPITAL MARKETS · USA

The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.

Piper Sandler Companies

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Piper Sandler Companies is an investment bank and institutional securities firm serving corporations, private equity groups, public entities, non-profit entities, and institutional investors in the United States and internationally. The company is headquartered in Minneapolis, Minnesota.

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