Goldman Sachs Group Inc (GS)vsRoyal Bank of Canada (RY)
GS
Goldman Sachs Group Inc
$937.98
+1.44%
FINANCIAL SERVICES · Cap: $299.67B
RY
Royal Bank of Canada
$202.29
-0.95%
FINANCIAL SERVICES · Cap: $291.55B
Smart Verdict
WallStSmart Research — data-driven comparison
Goldman Sachs Group Inc generates 1% more annual revenue ($67.57B vs $67.15B). RY leads profitability with a 33.9% profit margin vs 31.0%. GS appears more attractively valued with a PEG of 1.26. GS earns a higher WallStSmart Score of 83/100 (A-).
GS
Exceptional Buy83
out of 100
Grade: A-
RY
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 31 of every $100 in revenue as profit
Strong operational efficiency at 42.2%
Revenue surging 42.5% year-over-year
Earnings expanding 92.3% YoY
Attractively priced relative to earnings
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Reasonable price relative to book value
Areas to Watch
Distress zone — elevated risk
Elevated debt levels
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : GS
The strongest argument for GS centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 31.0% and operating margin at 42.2%. Revenue growth of 42.5% demonstrates continued momentum.
Bull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.
Bear Case : GS
The primary concerns for GS are Altman Z-Score, Debt/Equity. Debt-to-equity of 6.04 is elevated, increasing financial risk.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.
Key Dynamics to Monitor
GS profiles as a growth stock while RY is a mature play — different risk/reward profiles.
GS carries more volatility with a beta of 1.28 — expect wider price swings.
GS is growing revenue faster at 42.5% — sustainability is the question.
GS generates stronger free cash flow (5.6B), providing more financial flexibility.
Bottom Line
GS scores higher overall (83/100 vs 63/100), backed by strong 31.0% margins and 42.5% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Goldman Sachs Group Inc
FINANCIAL SERVICES · CAPITAL MARKETS · USA
The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City. It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting. It also provides investment banking to institutional investors.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
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