WallStSmart

PulteGroup Inc (PHM)vsTRI Pointe Homes Inc (TPH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PulteGroup Inc generates 399% more annual revenue ($17.31B vs $3.47B). PHM leads profitability with a 12.8% profit margin vs 7.0%. PHM appears more attractively valued with a PEG of 1.02. PHM earns a higher WallStSmart Score of 61/100 (C+).

PHM

Buy

61

out of 100

Grade: C+

Growth: 2.7Profit: 7.5Value: 7.3Quality: 6.0
Piotroski: 3/9

TPH

Hold

50

out of 100

Grade: D+

Growth: 2.0Profit: 5.0Value: 7.3Quality: 7.8
Piotroski: 4/9Altman Z: 4.07
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PHMSignificantly Overvalued (-84.2%)

Margin of Safety

-84.2%

Fair Value

$75.62

Current Price

$118.18

$42.56 premium

UndervaluedFair: $75.62Overvalued
TPHSignificantly Overvalued (-99.5%)

Margin of Safety

-99.5%

Fair Value

$18.50

Current Price

$46.72

$28.22 premium

UndervaluedFair: $18.50Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PHM2 strengths · Avg: 9.0/10
P/E RatioValuation
10.6x10/10

Attractively priced relative to earnings

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

TPH3 strengths · Avg: 9.3/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
4.0710/10

Safe zone — low bankruptcy risk

P/E RatioValuation
17.2x8/10

Attractively priced relative to earnings

Areas to Watch

PHM3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-6.3%2/10

Revenue declined 6.3%

EPS GrowthGrowth
-42.1%2/10

Earnings declined 42.1%

TPH4 concerns · Avg: 2.5/10
Return on EquityProfitability
7.2%3/10

ROE of 7.2% — below average capital efficiency

Profit MarginProfitability
7.0%3/10

7.0% margin — thin

Revenue GrowthGrowth
-22.4%2/10

Revenue declined 22.4%

EPS GrowthGrowth
-48.9%2/10

Earnings declined 48.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : PHM

The strongest argument for PHM centers on P/E Ratio, Price/Book. PEG of 1.02 suggests the stock is reasonably priced for its growth.

Bull Case : TPH

The strongest argument for TPH centers on Price/Book, Altman Z-Score, P/E Ratio. PEG of 1.49 suggests the stock is reasonably priced for its growth.

Bear Case : PHM

The primary concerns for PHM are Piotroski F-Score, Revenue Growth, EPS Growth.

Bear Case : TPH

The primary concerns for TPH are Return on Equity, Profit Margin, Revenue Growth.

Key Dynamics to Monitor

PHM profiles as a declining stock while TPH is a value play — different risk/reward profiles.

TPH carries more volatility with a beta of 1.33 — expect wider price swings.

PHM is growing revenue faster at -6.3% — sustainability is the question.

PHM generates stronger free cash flow (740M), providing more financial flexibility.

Bottom Line

PHM scores higher overall (61/100 vs 50/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PulteGroup Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

PulteGroup, Inc. (previously known as Pulte Homes) is a home construction company based in Atlanta, Georgia, United States.

TRI Pointe Homes Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

Tri Pointe Homes, Inc. is dedicated to the design, construction and sale of attached and semi-detached single-family homes in the United States. The company is headquartered in Irvine, California.

Want to dig deeper into these stocks?